| Index | Claremont | California | National |
| Cost of living | 173 | 141 | 100 |
| Groceries | 109 | 111 | 100 |
| Health care | 113 | 116 | 100 |
| Housing | 310 | 197 | 100 |
| Transportation | 112 | 118 | 100 |
| Utilities | 119 | 119 | 100 |
| Lifestyle & Entertainment | 113 | 120 | 100 |
| Household Items | 112 | 111 | 100 |
| Education & Childcare | 122 | 127 | 100 |
The cost of living in Claremont affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Claremont is 173, which is 73% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you value affordability in your search for a new place to live, Claremont may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Claremont falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs make up a big chunk of the cost of living in Claremont, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 209.9% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Household expenses make up 8% of the total cost of living index score and cover the everyday essentials needed to keep your home running smoothly. These items may include cleaning supplies, laundry detergent, toiletries, clothing basics, and kitchen essentials. In Claremont, you can expect to pay 11.8% more than average for these everyday necessities, making it a more expensive place to live.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 6 locals to understand their opinions on the cost of living in Claremont. The results indicated that 83% found it reasonably priced with decreasing prices of goods and services, while 17% viewed it as quite expensive, with increasing prices.
Wondering if Claremont is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Claremont, for example, the median home price is 269.4% higher than what folks pay nationally, and monthly rent is 71.1% higher than the usual rates. Plus, income levels matter too, with Claremont boasting a median household income of $148,231, which is 82.3% higher than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Claremont, healthcare costs are 12.5% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Claremont, the groceries index is 9.4% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The Claremont cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $202,965 | $16,914 | $4,736 | $6,090 |
| Renters | $93,010 | $7,751 | $2,170 | $2,791 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Lytle Creek, CA | 671 | 133 | 33.4% |
| Industry, CA | 269 | 137 | 37.1% |
| Fontana, CA | 220,412 | 141 | 41.4% |
| Montclair, CA | 41,014 | 139 | 38.5% |
| Jurupa Valley, CA | 110,862 | 141 | 41.5% |
| Claremont, CA | 36,495 | 173 | 72.5% |
| City | Population | Cost of Living Index | National Avg. |
| Penticton, BC | 36,498 | n/a | |
| La Porte, TX | 36,484 | 98 | 2.0% |
| Tooele, UT | 36,470 | 106 | 5.7% |
| South Miami Heights, FL | 36,522 | 112 | 11.9% |
| Temple City, CA | 36,531 | 180 | 79.8% |
| Claremont, CA | 36,495 | 173 | 72.5% |
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