| Index | Temple City | California | National |
| Cost of living | 180 | 141 | 100 |
| Groceries | 107 | 111 | 100 |
| Health care | 116 | 116 | 100 |
| Housing | 332 | 197 | 100 |
| Transportation | 118 | 118 | 100 |
| Utilities | 118 | 119 | 100 |
| Lifestyle & Entertainment | 119 | 120 | 100 |
| Household Items | 110 | 111 | 100 |
| Education & Childcare | 121 | 127 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Temple City? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Temple City stands at 180, making it 80% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Temple City is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Temple City falls into this category, which may not align with your goal of finding a budget-friendly living environment.
Housing costs make up a big chunk of the cost of living in Temple City, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 232.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Temple City affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Temple City, the median home price is 297.2% higher than the national average and monthly rent prices are 80.5% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Temple City boasting a median household income of $124,016, 52.5% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Temple City, the groceries index is 7% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Temple City, is 232.2% higher than the national average.
The Temple City cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $160,842 | $13,404 | $3,753 | $4,826 |
| Renters | $79,531 | $6,628 | $1,856 | $2,386 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Vernon, CA | 254 | 117 | 16.8% |
| Willowbrook, CA | 25,347 | 136 | 36.0% |
| East Rancho Dominguez, CA | 15,765 | 136 | 36.3% |
| Florence-Graham, CA | 66,603 | 138 | 38.2% |
| Compton, CA | 98,731 | 139 | 38.7% |
| Temple City, CA | 36,531 | 180 | 79.8% |
| City | Population | Cost of Living Index | National Avg. |
| South Miami Heights, FL | 36,522 | 112 | 11.9% |
| Olney, MD | 36,549 | 155 | 54.6% |
| Penticton, BC | 36,498 | n/a | |
| Claremont, CA | 36,495 | 173 | 72.5% |
| Watertown Town, MA | 36,568 | 167 | 67.3% |
| Temple City, CA | 36,531 | 180 | 79.8% |
Here are the best places to live in California
Most Dangerous Cities In The US
These are the 10 cheapest cities in California
Most Dangerous States In The US