| Index | Northwest | Chula Vista | California |
| Cost of living | 126 | 139 | 140 |
| Goods & Services | 110 | 110 | 109 |
| Groceries | 112 | 112 | 112 |
| Health care | 108 | 108 | 109 |
| Housing | 152 | 195 | 196 |
| Transportation | 132 | 132 | 132 |
| Utilities | 121 | 121 | 127 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $47,892 | $3,991 | $1,117 | $1,437 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Chula Vista | National avg. | Difference |
| Haircut | $23.83 | $20.27 | 17.6% |
| Beauty Salon | $65.72 | $40.39 | 62.7% |
| Toothpaste | $2.26 | $2.36 | 4.1% |
| Shampoo | $1.38 | $1.08 | 28.5% |
| Movie | $14.91 | $10.99 | 35.7% |
| Bowling | $22.56 | $15.49 | 45.6% |
| Item | Chula Vista | National avg. | Difference |
| Ground Beef | $4.52 | $4.30 | 5.1% |
| Fried Chicken | $1.79 | $1.40 | 28.2% |
| Milk | $2.30 | $2.20 | 4.4% |
| Potatoes | $2.99 | $3.22 | 7.1% |
| Pizza | $12.70 | $10.74 | 18.3% |
| Beer | $9.93 | $9.60 | 3.5% |
| Item | Chula Vista | National avg. | Difference |
| Optometrist | $123.80 | $109.73 | 12.8% |
| Doctor | $125.00 | $118.34 | 5.6% |
| Dentist | $109.73 | $100.94 | 8.7% |
| Ibuprofen | $11.49 | $9.93 | 15.7% |
| Lipitor | $490.43 | $469.53 | 4.5% |
| Item | Chula Vista | National avg. | Difference |
| Home Price | $402,000.00 | $184,700.00 | 117.7% |
| Avg. Mortgage Payment | $2,789.33 | $1,229.62 | 126.8% |
| Apartment Rent | $1,351.00 | $949.00 | 42.4% |
| Item | Chula Vista | National avg. | Difference |
| Gasoline | $3.97 | $2.71 | 46.6% |
| Tire Balancing | $55.77 | $51.86 | 7.5% |
| Item | Chula Vista | National avg. | Difference |
| All Electricity | $239.65 | $170.84 | 40.3% |
| Phone | $179.39 | $187.18 | 4.2% |
| City | Population | Cost of Living Index | National Avg. |
| Spring Valley CDP (Lake County), CA | 1,154 | 106 | 6.0% |
| Bostonia, CA | 16,295 | 123 | 23.2% |
| National City, CA | 60,349 | 127 | 26.5% |
| La Presa, CA | 37,110 | 129 | 28.6% |
| Winter Gardens, CA | 21,255 | 131 | 30.5% |
| Chula Vista, CA | 260,598 | 139 | 39.1% |
| City | Population | Cost of Living Index | National Avg. |
| Fort Wayne, IN | 260,954 | 86 | 13.6% |
| Jersey City, NJ | 261,666 | 139 | 39.4% |
| Kitchener, ON | 259,162 | n/a | |
| Buffalo, NY | 258,989 | 82 | 18.4% |
| Burnaby, BC | 258,827 | n/a | |
| Chula Vista, CA | 260,598 | 139 | 39.1% |
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