Cost Of Living in Chapman, PA

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A+

2%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

5%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Chapman	Pennsylvania	National
Cost of living	98	97	100
Groceries	100	100	100
Health care	97	99	100
Housing	95	90	100
Transportation	100	101	100
Utilities	98	99	100
Lifestyle & Entertainment	98	100	100
Household Items	99	99	100
Education & Childcare	98	101	100

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Cost Of Living Quick Facts

The cost of living in Chapman is 1% higher than the Pennsylvania average
The cost of living in Chapman is 2% lower than the national average
Chapman housing is 5% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$111,730	$9,311	$2,607	$3,352
Renters	$65,857	$5,488	$1,537	$1,976

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Slatedale, PA	507	86	13.5%
Palmerton, PA	5,528	92	8.2%
Slatington, PA	4,423	94	6.3%
Bowmanstown, PA	1,123	95	5.5%
Easton, PA	28,264	94	6.4%
Chapman, PA	154	98	2.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nightmute, AK	154	95	5.5%
Billingsley, AL	154	96	4.1%
Calvert, AL	154	83	17.1%
Cutter, AZ	154	102	1.8%
Montezuma, CO	154	149	49.2%
Chapman, PA	154	98	2.5%