Cost of Living in Palmerton, PA

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A+
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Palmerton Pennsylvania National
Cost of living9297100
Groceries99100100
Health care10199100
Housing7190100
Transportation104101100
Utilities9899100
Lifestyle & Entertainment103100100
Household Items10099100
Education & Childcare101101100
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Homes For Sale In Palmerton, PA

property for sale

134 Avenue A

Palmerton, PA
property for sale

20 Serfass Ln

Palmerton, PA
property for sale

215 Lehigh Ave

Palmerton, PA
property for sale

258 Lafayette Ave

Palmerton, PA

Cost Of Living Quick Facts

  • The cost of living in Palmerton is 5% lower than the Pennsylvania average
  • The cost of living in Palmerton is 8% lower than the national average
  • Palmerton housing is 29% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Palmerton

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Compare Palmerton, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$141,181$11,765$3,294$4,236
      Renters$47,783$3,982$1,115$1,434
      A good indicator of the general affordability of housing in Palmerton, PA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Palmerton, the median monthly income is $141,181 for those who own their own homes. Under the standard rule, that income level would allow for $3,294 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $47,783, per the median income in the area. That would allow for renters to spend up to $1,115 on monthly rental expenses.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Albrightsville, PA2161000.0%
      Lansford, PA3,8368317.0%
      Weissport, PA4918515.2%
      Slatedale, PA5078613.5%
      Freeland, PA3,5108713.5%
      Palmerton, PA5,528928.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lee Acres, NM5,530973.5%
      Goshen, NY5,53012424.1%
      Churchville, PA5,52314140.7%
      Pana, IL5,5218317.1%
      Tonganoxie, KS5,519955.1%
      Palmerton, PA5,528928.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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