Cost of Living in Bensley, VA

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A+
1%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bensley Virginia National
Cost of living99111100
Groceries105103100
Health care104103100
Housing85129100
Transportation105105100
Utilities102104100
Lifestyle & Entertainment110103100
Household Items100102100
Education & Childcare111109100
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Homes For Sale In Bensley, VA

property for sale

3405 Shady Creek Rd

North Chesterfield, VA
property for sale

5204 Castlewood Rd Unit C

North Chesterfield, VA
property for sale

4903 Castlewood Rd

North Chesterfield, VA
property for sale

3408 Shady Creek Rd

North Chesterfield, VA

Cost Of Living Quick Facts

  • The cost of living in Bensley is 11% lower than the Virginia average
  • The cost of living in Bensley is 1% lower than the national average
  • Bensley housing is 15% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Bensley

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,557$7,046$1,973$2,537
      Renters$55,514$4,626$1,295$1,666
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bensley, VA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bensley homeowners, is $84,557. This would allow for a maximum of $1,973 per month to be spent on housing costs. For renters, the median monthly income is $55,514 which would result in a maximum of $1,295 to be spent on rental costs.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hopewell, VA23,190954.9%
      Montrose, VA7,859973.4%
      Ettrick, VA5,172972.7%
      Bellwood, VA8,0801000.1%
      Sandston, VA7,0531010.9%
      Bensley, VA6,198991.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kodiak, AK6,19812525.0%
      East Pasadena, CA6,19819393.0%
      Harris Hill, NY6,19712222.1%
      Sheridan, CO6,19511616.0%
      Monticello, KY6,1938416.2%
      Bensley, VA6,198991.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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