Cost Of Living in Oak Point, TX

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D+

23%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

81%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oak Point	Texas	National
Cost of living	123	94	100
Groceries	100	98	100
Health care	96	98	100
Housing	181	83	100
Transportation	101	98	100
Utilities	101	103	100
Lifestyle & Entertainment	97	98	100
Household Items	99	98	100
Education & Childcare	94	98	100

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Homes For Sale In Oak Point, TX

McCormick Rd

Little Elm, TX

9509 Tamarack DR

Oak Point, TX

1013 Malachite Way

Oak Point, TX

1800 Monarch Haven Way

Oak Point, TX

Cost Of Living Quick Facts

The cost of living in Oak Point is 31% higher than the Texas average
The cost of living in Oak Point is 23% higher than the national average
Oak Point housing is 81% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$132,119	$11,010	$3,083	$3,964
Renters	$173,597	$14,466	$4,050	$5,208

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bristol, TX	462	99	1.1%
Corral City, TX	14	99	1.3%
Lincoln Park, TX	199	80	20.2%
Sanger, TX	8,747	100	0.1%
Lake Dallas, TX	8,292	104	4.1%
Oak Point, TX	5,250	123	23.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Summit, AZ	5,250	86	13.8%
Collegeville, PA	5,249	120	19.7%
Kenneth City, FL	5,248	105	4.9%
Spirit Lake, IA	5,248	97	2.7%
Grandwood Park, IL	5,247	112	12.3%
Oak Point, TX	5,250	123	23.3%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Oak Point, TX

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Oak Point

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Median Income & Debt-To-Income Ratio

Texas Sales Tax

Texas Income Tax

Nearby cities with low cost of living

Cities with similar population