| Index | Cedar City | Utah | National |
| Cost of living | 105 | 105 | 100 |
| Groceries | 103 | 101 | 100 |
| Health care | 100 | 101 | 100 |
| Housing | 114 | 113 | 100 |
| Transportation | 100 | 101 | 100 |
| Utilities | 99 | 101 | 100 |
| Lifestyle & Entertainment | 104 | 102 | 100 |
| Household Items | 101 | 102 | 100 |
| Education & Childcare | 101 | 105 | 100 |

Knowing the cost of living in Cedar City allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Cedar City stands at 105, marking it 5% higher than the national average.
The cost of living in Cedar City closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Cedar City can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 13 locals to understand their opinions on the cost of living in Cedar City. The results indicated that 15% found it reasonably priced with decreasing prices of goods and services, while 85% viewed it as quite expensive, with increasing prices.
Wondering if Cedar City is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Cedar City, for example, the median home price is 26.9% higher than what folks pay nationally, and monthly rent is 16.5% lower than the usual rates. Plus, income levels matter too, with Cedar City boasting a median household income of $77,944, which is 4.2% lower than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Cedar City, the utilities index stands at 1.2% lower than the national average.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Cedar City, the groceries index registers 2.5% higher than the national average.
The cost of living data for Cedar City shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $105,640 | $8,803 | $2,465 | $3,170 |
| Renters | $52,290 | $4,358 | $1,220 | $1,569 |
| State | General Sales Tax | With Max Surtax |
| Utah | 6.1% | 8.35% |
| State | Income Tax (Low) | Income Tax (High) |
| Utah | 4.85% | 4.85% |
| City | Population | Cost of Living Index | National Avg. |
| Brian Head, UT | 45 | 101 | 1.0% |
| Parowan, UT | 3,205 | 102 | 1.6% |
| Kanarraville, UT | 310 | 105 | 4.5% |
| Enoch, UT | 7,250 | 109 | 8.9% |
| Summit, UT | 258 | 120 | 19.9% |
| Cedar City, UT | 34,473 | 105 | 4.8% |
| City | Population | Cost of Living Index | National Avg. |
| Midvale, UT | 34,477 | 115 | 14.9% |
| Kaneohe, HI | 34,467 | 200 | 100.1% |
| Myrtle Beach, SC | 34,485 | 104 | 4.5% |
| Beverly Hills, CA | 34,487 | 338 | 238.1% |
| Springville, UT | 34,438 | 114 | 14.2% |
| Cedar City, UT | 34,473 | 105 | 4.8% |