Kaneohe cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexKaneoheHawaiiNational
Cost of living192176100
IndexKaneoheHawaiiNational
Goods & Services126127100
Groceries161156100
Health care120120100
Housing309250100
Transportation136141100
Utilities185194100

Key findings

  • The cost of living in Kaneohe is 9% higher than the Hawaii average
  • The cost of living in Kaneohe is 92% higher than the national average
  • Kaneohe housing is 209% higher than the national average
  • Hawaii general sales tax is 18% lower than the national average
  • Hawaii state income tax is 37% lower than the national average

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Compare Kaneohe, HI Cost of Living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$106,145$8,845$2,477$3,185
      Renters$65,391$5,449$1,526$1,962
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kaneohe, HI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kaneohe homeowners, is $106,145. This would allow for a maximum of $2,477 per month to be spent on housing costs. For renters, the median monthly income is $65,391 which would result in a maximum of $1,526 to be spent on rental costs.

      Hawaii Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Hawaii4.166%4.712%

      Hawaii Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Hawaii1.4%11%

      Goods & Services

      ItemKaneoheNational avg.Difference
      Haircut $17.80$17.491.8%
      Beauty Salon $72.00$38.1788.6%
      Toothpaste $3.62$2.3256.0%
      Shampoo $1.76$1.0173.9%
      Movie $12.24$10.7214.1%
      Bowling $18.20$13.8631.3%

      Groceries

      ItemKaneoheNational avg.Difference
      Ground Beef $5.11$3.9031.0%
      Fried Chicken $2.14$1.4053.3%
      Milk $3.92$1.9699.8%
      Potatoes $10.17$3.18219.5%
      Pizza $13.99$10.3934.6%
      Beer $9.59$9.233.9%

      Health Care

      ItemKaneoheNational avg.Difference
      Optometrist $176.10$106.3465.6%
      Doctor $149.60$115.2529.8%
      Dentist $102.00$98.383.7%
      Ibuprofen $13.41$9.2644.8%
      Lipitor $531.25$466.4713.9%

      Housing

      ItemKaneoheNational avg.Difference
      Home Price $664,400.00$184,700.00259.7%
      Avg. Mortgage Payment $4,947.54$1,273.32288.6%
      Apartment Rent $1,824.00$949.0092.2%

      Transportation

      ItemKaneoheNational avg.Difference
      Gasoline $3.60$2.5938.9%
      Tire Balancing $65.80$48.9034.6%

      Utilities

      ItemKaneoheNational avg.Difference
      All Electricity$430.16$167.60156.7%
      Phone $173.45$163.426.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Waipio Acres, HI5,16915353%
      Kailua CDP (Hawaii County), HI13,61715757%
      Waimalu, HI13,47815757%
      Waimanalo Beach, HI4,22716060%
      Ewa Beach, HI15,16516868%
      Kaneohe, HI35,06519292%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Oregon City, OR35,05712222%
      Bettendorf, IA35,0481000%
      Orangevale, CA35,08412727%
      University City, MO35,0421044%
      Prattville, AL35,10794-6%
      Kaneohe, HI35,06519292%
      Source: The Kaneohe, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.