Cost of Living in Carlstadt, NJ

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F
39%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
101%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carlstadt New Jersey National
Cost of living139125100
Groceries106108100
Health care114112100
Housing201157100
Transportation118114100
Utilities110111100
Lifestyle & Entertainment113113100
Household Items110107100
Education & Childcare117120100
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Homes For Sale In Carlstadt, NJ

property for sale

649 8th St

Carlstadt, NJ
property for sale

598 Broad St

Carlstadt, NJ
property for sale

315 8th St

Carlstadt, NJ

Cost Of Living Quick Facts

  • The cost of living in Carlstadt is 11% higher than the New Jersey average
  • The cost of living in Carlstadt is 39% higher than the national average
  • Carlstadt housing is 101% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Carlstadt

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      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$167,161$13,930$3,900$5,015
      Renters$111,842$9,320$2,609$3,356
      The affordability of the housing market in Carlstadt, NJ as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Carlstadt homeowners, the median income is $167,161. This indicates that a monthly maximum of $3,900 should be spent by homeowners on all housing related costs. Renters have a median income of $111,842. This indicates that renters would have a maximum of $2,609 for their rent related monthly costs.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Greenville CDP (Greene County), NY6161066.1%
      East Orange, NJ66,65511515.1%
      Roselle, NJ22,32111615.7%
      Silver Lake CDP (Warren County), NJ32611717.3%
      Newark, NJ290,76412019.8%
      Carlstadt, NJ6,31213938.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Stephenville, NL6,312n/a 
      Penitas, TX6,3118713.1%
      South Gate Ridge, FL6,31011515.4%
      Oyster Bay, NY6,31515958.5%
      Wheelersburg, OH6,315945.6%
      Carlstadt, NJ6,31213938.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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