Cost Of Living in South Kensington, MD

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F

92%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

284%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	South Kensington	Maryland	National
Cost of living	192	121	100
Groceries	108	105	100
Health care	110	109	100
Housing	384	151	100
Transportation	112	109	100
Utilities	108	108	100
Lifestyle & Entertainment	111	109	100
Household Items	103	105	100
Education & Childcare	111	112	100

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Homes For Sale In South Kensington, MD

4702 Edgefield Rd

Bethesda, MD

10502 Parkwood Dr

Kensington, MD

4505 Conifer Ln

Bethesda, MD

10029 Pratt Pl

Silver Spring, MD

Cost Of Living Quick Facts

The cost of living in South Kensington is 59% higher than the Maryland average
The cost of living in South Kensington is 92% higher than the national average
South Kensington housing is 284% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$279,606	$23,301	$6,524	$8,389
Renters	$0	$0	$0	$0

A good indicator of the general affordability of housing in South Kensington, MD, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In South Kensington, the median monthly income is $279,606 for those who own their own homes. Under the standard rule, that income level would allow for $6,524 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $0, per the median income in the area. That would allow for renters to spend up to $0 on monthly rental expenses.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wakefield town, VA	838	92	8.4%
Cottage City, MD	1,193	105	5.5%
Silver Hill, MD	5,346	132	31.6%
Seat Pleasant, MD	4,929	132	32.1%
Capitol Heights, MD	4,609	134	34.2%
South Kensington, MD	8,679	192	91.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Arab, AL	8,679	90	9.8%
Carbondale, PA	8,679	88	12.2%
Tuskegee, AL	8,678	81	19.2%
Renfrew, ON	8,678	n/a
Sainte-Catherine-de-la-Jacques-Cartier, QC	8,680	n/a
South Kensington, MD	8,679	192	91.6%