D
21%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Burlington Vermont National
Cost of living121108100
Groceries107107100
Health care105105100
Housing158114100
Transportation106106100
Utilities106106100
Lifestyle & Entertainment105105100
Household Items103103100
Education & Childcare103103100
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An Overview of Cost of Living in Burlington, VT

Are you thinking about relocating, but curious about the potential cost of living in Burlington? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Burlington stands at 121, making it 21% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Burlington is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Burlington falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a very significant part of the Burlington cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 58% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Burlington?

Nobody knows their city better than the people who actually live there. So, we asked 14 local residents how they would rate the cost of living in Burlington and this is how they responded. 43% of people said that the cost of living was affordable, with prices decreasing, while 57% of people said that the cost of living was very expensive and prices continue to rise.

Is Burlington Affordable?

Wondering if Burlington is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Burlington, for example, the median home price is 68.3% higher than what folks pay nationally, and monthly rent is 34% higher than the usual rates. Plus, income levels matter too, with Burlington boasting a median household income of $81,342, which is 0% equal to the national average.

What Factors can Influence the Cost of Living in Burlington?

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Burlington, the housing index is 58% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Burlington, the transportation index stands at 6.1% higher than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Where is the Data From?

The cost of living data for Burlington shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Burlington is 12% higher than the Vermont average
  • The cost of living in Burlington is 21% higher than the national average
  • Burlington housing is 58% higher than the national average
  • Vermont general sales tax is 18% higher than the national average
  • Vermont state income tax is 29% higher than the national average

Most Affordable Places to Live in and Around Burlington

See all the best places to live around Burlington

Compare Burlington, VT Cost of Living

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      Price difference in compared to
      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$152,687$12,724$3,562$4,581
      Renters$52,675$4,390$1,229$1,580
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Burlington, VT, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Burlington, homeowners have a median income of $152,687. Using that number, a maximum of $3,562 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $52,675, which means there is a maximum of $1,229 to be spent on the costs of renting a home or apartment.

      Vermont Sales Tax

      State General Sales Tax With Max Surtax
      Vermont 6% 7%

      Vermont Income Tax

      State Income Tax (Low) Income Tax (High)
      Vermont 3.35% 8.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plattsburgh West, NY1,2738910.9%
      Keeseville, NY2,624946.4%
      Willsboro, NY623945.7%
      Plattsburgh, NY19,892982.0%
      Peru, NY1,5921010.5%
      Burlington, VT44,32112121.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sherman, TX44,313927.5%
      Innisfil, ON44,305n/a 
      Farmers Branch, TX44,2871065.9%
      Altadena, CA44,24218988.7%
      Ormond Beach, FL44,4121088.5%
      Burlington, VT44,32112121.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.