Cost of Living in Peru, NY

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A-
1%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Peru New York National
Cost of living101121100
Groceries107106100
Health care105110100
Housing89144100
Transportation106113100
Utilities106112100
Lifestyle & Entertainment105111100
Household Items103106100
Education & Childcare103118100
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Homes For Sale In Peru, NY

property for sale

772 Bear Swamp Rd

Peru, NY
property for sale

283 New York 22B

Peru, NY
property for sale

11 Laflure Ln

Peru, NY
property for sale

3012 Main St

Peru, NY

Cost Of Living Quick Facts

  • The cost of living in Peru is 17% lower than the New York average
  • The cost of living in Peru is 1% higher than the national average
  • Peru housing is 11% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Peru

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$119,275$9,940$2,783$3,579
      Renters$34,707$2,892$810$1,041

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plattsburgh West, NY1,2738910.9%
      Dannemora, NY4,180936.5%
      Keeseville, NY2,624946.4%
      Willsboro, NY623945.7%
      Au Sable Forks, NY431954.9%
      Peru, NY1,5921010.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Falling Water, TN1,5921032.6%
      Lake Dunlap, TX1,592964.5%
      Union Point, GA1,5938811.7%
      Logan, IA1,5919010.2%
      Lawton, MI1,5918812.2%
      Peru, NY1,5921010.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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