Cost Of Living in Buena, NJ

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C

9%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

4%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Buena	New Jersey	National
Cost of living	109	125	100
Groceries	107	108	100
Health care	109	112	100
Housing	104	157	100
Transportation	112	114	100
Utilities	114	111	100
Lifestyle & Entertainment	113	113	100
Household Items	110	107	100
Education & Childcare	114	120	100

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Homes For Sale In Buena, NJ

104 Park Dr

Minotola, NJ

112 W Pacific Ave

Minotola, NJ

104 N Franklin St

Landisville, NJ

521 Forest Grove Rd

Vineland, NJ

Cost Of Living Quick Facts

The cost of living in Buena is 13% lower than the New Jersey average
The cost of living in Buena is 9% higher than the national average
Buena housing is 4% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$127,372	$10,614	$2,972	$3,822
Renters	$43,822	$3,652	$1,022	$1,315

To approximate the cost of living and the housing affordability in Buena, NJ, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Buena have a median income of $127,372. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,972 per month to avoid calamity and poverty. The renters in the city have an income of about $43,822, which would make their monthly maximum allowable rental costs $1,022.

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bridgeton, NJ	24,883	101	0.6%
Seabrook Farms, NJ	1,645	101	0.7%
Elwood, NJ	1,275	101	1.3%
Collings Lakes, NJ	1,570	102	1.8%
Laurel Lake, NJ	2,729	102	2.2%
Buena, NJ	4,441	109	8.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Suquamish, WA	4,441	121	20.9%
Hallsville, TX	4,442	99	1.0%
Stellarton, NS	4,442	n/a
Sheffield, OH	4,444	106	6.0%
Elberton, GA	4,437	85	15.3%
Buena, NJ	4,441	109	8.8%