Elberton cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Cost of living8494100
Goods & Services10397100
Health care9297100

Key findings

  • The cost of living in Elberton is 10% lower than the Georgia average
  • The cost of living in Elberton is 16% lower than the national average
  • Elberton housing is 49% lower than the national average
  • Georgia general sales tax is 21% lower than the national average
  • Georgia state income tax is 55% lower than the national average

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Compare Elberton, GA Cost of Living To Other Cities


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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      A good indicator of the general affordability of housing in Elberton, GA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Elberton, the median monthly income is $42,121 for those who own their own homes. Under the standard rule, that income level would allow for $983 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $14,709, per the median income in the area. That would allow for renters to spend up to $343 on monthly rental expenses.

      Georgia Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Georgia Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemElbertonNational avg.Difference
      Haircut $19.00$17.498.6%
      Beauty Salon $38.33$38.170.4%
      Toothpaste $2.33$2.320.4%
      Shampoo $1.09$1.017.7%
      Movie $10.60$10.721.2%
      Bowling $15.00$13.868.2%


      ItemElbertonNational avg.Difference
      Ground Beef $4.59$3.9017.7%
      Fried Chicken $1.17$1.4016.2%
      Milk $1.97$1.960.4%
      Potatoes $3.32$3.184.3%
      Pizza $11.00$10.395.8%
      Beer $9.48$9.232.7%

      Health Care

      ItemElbertonNational avg.Difference
      Optometrist $89.00$106.3416.3%
      Doctor $97.75$115.2515.2%
      Dentist $83.67$98.3815.0%
      Ibuprofen $11.20$9.2620.9%
      Lipitor $494.07$466.475.9%


      ItemElbertonNational avg.Difference
      Home Price $83,200.00$184,700.0055.0%
      Avg. Mortgage Payment $902.33$1,273.3229.1%
      Apartment Rent $616.00$949.0035.1%


      ItemElbertonNational avg.Difference
      Gasoline $2.32$2.5910.4%
      Tire Balancing $37.33$48.9023.7%


      ItemElbertonNational avg.Difference
      All Electricity$147.56$167.6012.0%
      Phone $209.68$163.4228.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Dewy Rose, GA27598-2%
      Eagle Grove, GA098-2%
      Iva, SC1,13780-20%
      Royston, GA2,71383-17%
      Lowndesville, SC9083-17%
      Elberton, GA4,45684-16%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Geneva, AL4,45684-16%
      Hayfield, VA4,45315555%
      Aurora, NE4,45983-17%
      Hearne, TX4,45379-21%
      Middletown, MD4,46013737%
      Elberton, GA4,45684-16%
      Source: The Elberton, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.