Cost Of Living in Buena, NJ

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C

6%

Overall NAT. AVG.

8%

Goods & Services NAT. AVG.

4%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Buena	New Jersey	National
Cost of living	106	119	100
Goods & Services	108	104	100
Groceries	104	103	100
Health care	104	111	100
Housing	104	157	100
Transportation	104	101	100
Utilities	109	101	100

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Homes For Sale In Buena, NJ

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Cost Of Living Quick Facts

The cost of living in Buena is 11% lower than the New Jersey average
The cost of living in Buena is 6% higher than the national average
Buena housing is 4% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$127,372	$10,614	$2,972	$3,822
Renters	$43,822	$3,652	$1,022	$1,315

To approximate the cost of living and the housing affordability in Buena, NJ, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Buena have a median income of $127,372. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,972 per month to avoid calamity and poverty. The renters in the city have an income of about $43,822, which would make their monthly maximum allowable rental costs $1,022.

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Goods & Services

Item	Buena	National avg.	Difference
Haircut	$39.84	$27.62	44.3%
Beauty Salon	$69.75	$51.11	36.5%
Toothpaste	$4.11	$4.09	0.4%
Shampoo	$1.75	$1.54	13.5%
Movie	$15.93	$12.88	23.7%
Yoga	$28.28	$19.66	43.8%

Groceries

Item	Buena	National avg.	Difference
Ground Beef	$8.15	$7.70	5.8%
Fried Chicken	$1.60	$1.66	3.7%
Milk	$4.98	$4.73	5.2%
Potatoes	$5.05	$5.26	3.9%
Pizza	$12.79	$12.76	0.2%
Beer	$12.14	$10.55	15.1%

Health Care

Item	Buena	National avg.	Difference
Optometrist	$149.38	$140.06	6.7%
Doctor	$155.32	$153.82	1.0%
Dentist	$133.90	$123.15	8.7%
Ibuprofen	$11.99	$11.73	2.2%
Lipitor	$22.54	$23.61	4.5%

Housing

Item	Buena	National avg.	Difference
Home Price	$344,361.00	$326,622.00	5.4%
Avg. Mortgage Payment	$2,440.43	$2,480.25	1.6%
Apartment Rent	$1,442.00	$1,444.00	0.1%

Transportation

Item	Buena	National avg.	Difference
Gasoline	$3.12	$3.06	2.1%
Tire Balancing	$71.29	$65.21	9.3%

Utilities

Item	Buena	National avg.	Difference
All Electricity	$247.81	$220.12	12.6%
Phone	$203.65	$195.71	4.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bridgeton, NJ	24,883	96	4.1%
Seabrook Farms, NJ	1,645	96	3.9%
Elwood, NJ	1,275	98	1.6%
Collings Lakes, NJ	1,570	99	1.0%
Laurel Lake, NJ	2,729	97	3.3%
Buena, NJ	4,441	106	5.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Suquamish, WA	4,441	128	28.3%
Hallsville, TX	4,442	97	3.4%
Stellarton, NS	4,442	n/a
Sheffield, OH	4,444	107	7.4%
Elberton, GA	4,437	83	17.4%
Buena, NJ	4,441	106	5.9%