| Index | Brushy Creek | Texas | National |
| Cost of living | 122 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 177 | 83 | 100 |
| Transportation | 96 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 99 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 99 | 98 | 100 |
Knowing the cost of living in Brushy Creek allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Brushy Creek stands at 122, marking it 22% higher than the national average.
If you're in pursuit of an economical living environment, Brushy Creek may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Brushy Creek falls within this bracket.
Housing costs significantly influence the Brushy Creek cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 76.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Brushy Creek an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Brushy Creek is 76.1% higher than the national average, while the average monthly rent prices are 78% higher than average. The affordability of any location can also be influenced by median income levels. Brushy Creek has a median household income of $171,075, which is 110.3% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Brushy Creek, the transportation index is 4% lower than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Brushy Creek, the utilities index registers 3.1% higher than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The Brushy Creek cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $193,054 | $16,088 | $4,504 | $5,792 |
| Renters | $103,408 | $8,617 | $2,413 | $3,103 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Weir, TX | 341 | 93 | 6.7% |
| Liberty Hill, TX | 4,793 | 101 | 0.8% |
| Manor, TX | 11,917 | 107 | 7.1% |
| Hutto, TX | 27,658 | 110 | 10.2% |
| Round Rock, TX | 133,597 | 111 | 10.9% |
| Brushy Creek, TX | 19,202 | 122 | 21.9% |
| City | Population | Cost of Living Index | National Avg. |
| Seminole, FL | 19,213 | 109 | 9.3% |
| Jacksonville, IL | 19,218 | 88 | 12.5% |
| Durant, OK | 19,221 | 89 | 10.5% |
| Ottawa, IL | 19,177 | 91 | 8.7% |
| Winthrop Town, MA | 19,172 | 149 | 49.2% |
| Brushy Creek, TX | 19,202 | 122 | 21.9% |
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