| Index | Round Rock | Texas | National |
| Cost of living | 111 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 140 | 83 | 100 |
| Transportation | 96 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 99 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 99 | 98 | 100 |
The cost of living in Round Rock affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Round Rock is 111, which is 11% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs make up a big chunk of the cost of living in Round Rock, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 40.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Nobody knows their city better than the people who actually live there. So, we asked 13 local residents how they would rate the cost of living in Round Rock and this is how they responded. 77% of people said that the cost of living was affordable, with prices decreasing, while 23% of people said that the cost of living was very expensive and prices continue to rise.
Is Round Rock an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Round Rock is 39.6% higher than the national average, while the average monthly rent prices are 41.6% higher than average. The affordability of any location can also be influenced by median income levels. Round Rock has a median household income of $129,356, which is 59% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Round Rock, the utilities index stands at 3.1% higher than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Round Rock starts at 6.25% and the income tax rates start at 0%.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The cost of living estimates displayed for Round Rock are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $162,770 | $13,564 | $3,798 | $4,884 |
| Renters | $91,256 | $7,605 | $2,129 | $2,738 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Granger, TX | 1,189 | 90 | 10.5% |
| Weir, TX | 341 | 93 | 6.7% |
| Taylor, TX | 17,845 | 97 | 2.7% |
| Liberty Hill, TX | 4,793 | 101 | 0.8% |
| Manor, TX | 11,917 | 107 | 7.1% |
| Round Rock, TX | 133,597 | 111 | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Stamford, CT | 133,529 | 157 | 57.3% |
| Concord, CA | 133,378 | 166 | 66.5% |
| Kent, WA | 134,349 | 134 | 34.3% |
| New Haven, CT | 134,818 | 113 | 12.9% |
| Kingston, ON | 132,155 | n/a | |
| Round Rock, TX | 133,597 | 111 | 10.9% |
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