A
7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Manor Texas National
Cost of living10794100
Groceries10198100
Health care9998100
Housing12883100
Transportation9898100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9898100
Education & Childcare9398100
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An Overview of Cost of Living in Manor, TX

Knowing the cost of living in Manor allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Manor stands at 107, marking it 7% higher than the national average.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Manor are priced in a manner consistent with other areas. This means that residents of Manor can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Housing costs are a major factor in the Manor cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 28% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Manor Affordable?

Is Manor an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Manor is 17.7% higher than the national average, while the average monthly rent prices are 52.1% higher than average. The affordability of any location can also be influenced by median income levels. Manor has a median household income of $130,471, which is 60.4% higher than the national average.

What Factors can Influence the Cost of Living in Manor?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Manor, the utilities index registers 3.4% higher than the national average.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Manor, the groceries index is 0.5% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Manor, healthcare costs are 1.5% lower than the national average.

Where is the Data From?

The Manor cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Manor is 14% higher than the Texas average
  • The cost of living in Manor is 7% higher than the national average
  • Manor housing is 28% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Manor

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Compare Manor, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$135,495$11,291$3,161$4,065
      Renters$88,268$7,356$2,059$2,648
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Manor, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Manor, homeowners have a median income of $135,495. Using that number, a maximum of $3,161 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $88,268, which means there is a maximum of $2,059 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Camp Swift, TX6,6888911.2%
      Elgin, TX10,490982.3%
      Coupland, TX388981.8%
      Garfield, TX2,5601021.9%
      Webberville, TX4111065.7%
      Manor, TX11,9171077.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Schiller Park, IL11,9171076.8%
      Jefferson, GA11,9161054.6%
      Grantsville, UT11,91611111.0%
      Hillsborough, CA11,923350250.1%
      Pine Castle, FL11,9231055.4%
      Manor, TX11,9171077.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.