| Index | Brunswick | Maine | National |
| Cost of living | 109 | 100 | 100 |
| Groceries | 103 | 103 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 123 | 91 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 105 | 108 | 100 |
| Lifestyle & Entertainment | 101 | 103 | 100 |
| Household Items | 103 | 103 | 100 |
| Education & Childcare | 105 | 106 | 100 |

Getting a feel for the cost of living in Brunswick is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Brunswick is 109, which is 9% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Brunswick are priced in a manner consistent with other areas. This means that residents of Brunswick can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Housing costs significantly influence the Brunswick cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 22.8%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Brunswick affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Brunswick, for instance, where the median home price falls 28.3% higher than the national average, and monthly rent rates are 10% higher than usual. Additionally, median income levels contribute to the equation, with Brunswick flaunting a median household income of $96,013, 18% higher than the national norm.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Brunswick, the groceries index is 3.4% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Brunswick, healthcare costs are 1.7% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Brunswick comes in at 5.3% higher than the national average.
The Brunswick cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $119,086 | $9,924 | $2,778 | $3,573 |
| Renters | $63,693 | $5,308 | $1,486 | $1,911 |
| State | General Sales Tax | With Max Surtax |
| Maine | 5.5% | 5.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Maine | 5.8% | 7.15% |
| City | Population | Cost of Living Index | National Avg. |
| Lewiston, ME | 37,532 | 97 | 2.9% |
| Lisbon Falls, ME | 4,167 | 98 | 2.0% |
| Richmond, ME | 1,788 | 99 | 1.4% |
| Wiscasset, ME | 1,320 | 100 | 0.2% |
| Auburn, ME | 23,804 | 101 | 0.5% |
| Brunswick, ME | 16,566 | 109 | 9.1% |
| City | Population | Cost of Living Index | National Avg. |
| Waxhaw, NC | 16,569 | 125 | 24.8% |
| Fort Mohave, AZ | 16,571 | 101 | 0.9% |
| Sulphur Springs, TX | 16,573 | 90 | 10.2% |
| White Center, WA | 16,584 | 139 | 38.7% |
| Griffith, IN | 16,547 | 93 | 7.1% |
| Brunswick, ME | 16,566 | 109 | 9.1% |