A+
1%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
6%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Auburn Maine National
Cost of living101100100
Groceries103103100
Health care102101100
Housing9491100
Transportation104103100
Utilities105108100
Lifestyle & Entertainment101103100
Household Items103103100
Education & Childcare105106100
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An Overview of Cost of Living in Auburn, ME

Getting a feel for the cost of living in Auburn is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Auburn is 101, which is 1% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Auburn aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Auburn residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Auburn Affordable?

Wondering if Auburn is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Auburn, for example, the median home price is 0.9% lower than what folks pay nationally, and monthly rent is 17.2% lower than the usual rates. Plus, income levels matter too, with Auburn boasting a median household income of $77,882, which is 4.2% lower than the national average.

What Factors can Influence the Cost of Living in Auburn?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Auburn, healthcare costs are 1.7% higher than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Auburn, is 5.8% lower than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Auburn, the utilities index stands at 5.3% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Auburn are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Auburn is equal to the Maine average
  • The cost of living in Auburn is 1% higher than the national average
  • Auburn housing is 6% lower than the national average
  • Maine general sales tax is 8% higher than the national average
  • Maine state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Auburn

See all the best places to live around Auburn

Compare Auburn, ME Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,928$10,077$2,821$3,628
      Renters$44,830$3,736$1,046$1,345
      To approximate the cost of living and the housing affordability in Auburn, ME, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Auburn have a median income of $120,928. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,821 per month to avoid calamity and poverty. The renters in the city have an income of about $44,830, which would make their monthly maximum allowable rental costs $1,046.

      Maine Sales Tax

      State General Sales Tax With Max Surtax
      Maine 5.5% 5.5%

      Maine Income Tax

      State Income Tax (Low) Income Tax (High)
      Maine 5.8% 7.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Paris, ME1,898936.8%
      Oxford, ME1,063945.6%
      Mechanic Falls, ME2,187973.4%
      Lewiston, ME37,532972.9%
      Lisbon Falls, ME4,167982.0%
      Auburn, ME23,8041010.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oakdale, CA23,80513332.9%
      Farmington, MN23,81911312.6%
      Oxford, OH23,787991.4%
      Leesburg, FL23,7851010.7%
      Rock Springs, WY23,8231033.2%
      Auburn, ME23,8041010.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.