| Index | Sulphur Springs | Texas | National |
| Cost of living | 90 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 100 | 98 | 100 |
| Housing | 70 | 83 | 100 |
| Transportation | 95 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 99 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 94 | 98 | 100 |
Understanding the cost of living in Sulphur Springs can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Sulphur Springs cost of living index is 90, which is 10% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 7 locals to understand their opinions on the cost of living in Sulphur Springs. The results indicated that 43% found it reasonably priced with decreasing prices of goods and services, while 57% viewed it as quite expensive, with increasing prices.
Wondering if Sulphur Springs is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Sulphur Springs, for example, the median home price is 37.3% lower than what folks pay nationally, and monthly rent is 12.5% lower than the usual rates. Plus, income levels matter too, with Sulphur Springs boasting a median household income of $72,528, which is 10.8% lower than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Sulphur Springs, healthcare costs are 0.3% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Sulphur Springs, the utilities index stands at 2.6% higher than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
The Sulphur Springs cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $78,638 | $6,553 | $1,835 | $2,359 |
| Renters | $66,782 | $5,565 | $1,558 | $2,004 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Cumby, TX | 836 | 83 | 16.8% |
| Tira, TX | 355 | 84 | 16.4% |
| Point, TX | 1,123 | 85 | 14.8% |
| Como, TX | 732 | 87 | 13.3% |
| Yantis, TX | 362 | 91 | 8.7% |
| Sulphur Springs, TX | 16,573 | 90 | 10.2% |
| City | Population | Cost of Living Index | National Avg. |
| Fort Mohave, AZ | 16,571 | 101 | 0.9% |
| Waxhaw, NC | 16,569 | 125 | 24.8% |
| Brunswick, ME | 16,566 | 109 | 9.1% |
| White Center, WA | 16,584 | 139 | 38.7% |
| Southchase, FL | 16,590 | 117 | 17.2% |
| Sulphur Springs, TX | 16,573 | 90 | 10.2% |
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