| Index | Blue Ridge Shores | Virginia | National |
| Cost of living | 106 | 111 | 100 |
| Groceries | 104 | 103 | 100 |
| Health care | 104 | 103 | 100 |
| Housing | 111 | 129 | 100 |
| Transportation | 103 | 105 | 100 |
| Utilities | 106 | 104 | 100 |
| Lifestyle & Entertainment | 101 | 103 | 100 |
| Household Items | 104 | 102 | 100 |
| Education & Childcare | 106 | 109 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $68,993 | $5,749 | $1,610 | $2,070 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Virginia | 5.3% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Virginia | 2% | 5.75% |
| City | Population | Cost of Living Index | National Avg. |
| Mineral, VA | 589 | 101 | 1.2% |
| Gordonsville, VA | 2,040 | 104 | 3.7% |
| Louisa, VA | 1,847 | 105 | 4.5% |
| Orange, VA | 5,140 | 106 | 6.5% |
| Blue Ridge Shores, VA | 594 | 106 | 6.1% |
| City | Population | Cost of Living Index | National Avg. |
| Gurley, AL | 594 | 85 | 14.5% |
| Graham, GA | 594 | 81 | 19.0% |
| Junction City, IL | 594 | 81 | 18.6% |
| Chaplin, KY | 594 | 88 | 11.6% |
| Pleasant Hill, LA | 594 | 82 | 18.0% |
| Blue Ridge Shores, VA | 594 | 106 | 6.1% |