Cost Of Living in Louisa, VA

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A

5%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

6%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Louisa	Virginia	National
Cost of living	105	111	100
Groceries	104	103	100
Health care	104	103	100
Housing	106	129	100
Transportation	103	105	100
Utilities	106	104	100
Lifestyle & Entertainment	101	103	100
Household Items	104	102	100
Education & Childcare	106	109	100

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Homes For Sale In Louisa, VA

470 Price Rd

Louisa, VA

1910 Jefferson Hwy

Louisa, VA

2335 Davis Hwy

Mineral, VA

1242 N Lakeshore Dr

Louisa, VA

Cost Of Living Quick Facts

The cost of living in Louisa is 6% lower than the Virginia average
The cost of living in Louisa is 5% higher than the national average
Louisa housing is 6% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$124,366	$10,364	$2,902	$3,731
Renters	$34,541	$2,878	$806	$1,036

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Palmyra, VA	95	104	4.0%
Mineral, VA	589	101	1.2%
Gordonsville, VA	2,040	104	3.7%
Blue Ridge Shores, VA	594	106	6.1%
Louisa, VA	1,847	105	4.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake Dalecarlia, IN	1,847	107	6.5%
Vevay, IN	1,847	83	16.5%
Marks, MS	1,847	81	18.9%
Eddington, PA	1,847	120	19.5%
Delaware City, DE	1,848	103	2.6%
Louisa, VA	1,847	105	4.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Louisa, VA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Virginia Sales Tax

Virginia Income Tax

Nearby cities with low cost of living

Cities with similar population