Cost Of Living in Graham, GA

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19%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

63%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Graham	Georgia	National
Cost of living	81	96	100
Groceries	99	99	100
Health care	101	99	100
Housing	37	88	100
Transportation	102	99	100
Utilities	104	102	100
Lifestyle & Entertainment	97	100	100
Household Items	98	100	100
Education & Childcare	96	99	100

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Homes For Sale In Graham, GA

43 Graham Methodist Church Rd

Baxley, GA

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Cost Of Living Quick Facts

The cost of living in Graham is 16% lower than the Georgia average
The cost of living in Graham is 19% lower than the national average
Graham housing is 63% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,847	$3,571	$1,000	$1,286
Renters	$94,190	$7,849	$2,198	$2,826

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Satilla, GA	180	100	0.4%
Denton, GA	242	82	18.4%
Lumber City, GA	1,462	82	18.2%
Uvalda, GA	421	84	16.1%
Hazlehurst, GA	4,206	85	14.5%
Graham, GA	594	81	19.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gurley, AL	594	85	14.5%
Junction City, IL	594	81	18.6%
Chaplin, KY	594	88	11.6%
Pleasant Hill, LA	594	82	18.0%
Melrose, NM	594	85	15.0%
Graham, GA	594	81	19.0%