| Index | Bloomsburg | Pennsylvania | National |
| Cost of living | 95 | 97 | 100 |
| Groceries | 99 | 100 | 100 |
| Health care | 99 | 99 | 100 |
| Housing | 82 | 90 | 100 |
| Transportation | 101 | 101 | 100 |
| Utilities | 102 | 99 | 100 |
| Lifestyle & Entertainment | 103 | 100 | 100 |
| Household Items | 100 | 99 | 100 |
| Education & Childcare | 98 | 101 | 100 |
Getting a feel for the cost of living in Bloomsburg is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Bloomsburg is 95, which is 5% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Bloomsburg are priced in a manner consistent with other areas. This means that residents of Bloomsburg can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Wondering if Bloomsburg is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bloomsburg, for example, the median home price is 17.6% lower than what folks pay nationally, and monthly rent is 18.9% lower than the usual rates. Plus, income levels matter too, with Bloomsburg boasting a median household income of $62,351, which is 23.3% lower than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Bloomsburg, the housing index is 18% lower than the national average.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Bloomsburg, the groceries index is 1% lower than the national average.
The cost of living estimates displayed for Bloomsburg are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
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| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $101,537 | $8,461 | $2,369 | $3,046 |
| Renters | $47,509 | $3,959 | $1,108 | $1,425 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| City | Population | Cost of Living Index | National Avg. |
| Wilburton Number Two, PA | 79 | 100 | 0.0% |
| Centralia, PA | 0 | 101 | 1.2% |
| Slabtown, PA | 162 | 100 | 0.0% |
| Strong, PA | 199 | 101 | 1.2% |
| Shenandoah, PA | 4,913 | 78 | 21.8% |
| Bloomsburg, PA | 14,338 | 95 | 5.4% |
| City | Population | Cost of Living Index | National Avg. |
| Lavaltrie, QC | 14,339 | n/a | |
| Chicago Ridge, IL | 14,340 | 99 | 1.3% |
| Lakeland North, WA | 14,342 | 135 | 35.5% |
| North Mankato, MN | 14,344 | 102 | 1.8% |
| Hutchinson, MN | 14,331 | 93 | 6.5% |
| Bloomsburg, PA | 14,338 | 95 | 5.4% |
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