| Index | Hutchinson | Minnesota | National |
| Cost of living | 93 | 100 | 100 |
| Groceries | 98 | 100 | 100 |
| Health care | 100 | 100 | 100 |
| Housing | 83 | 100 | 100 |
| Transportation | 97 | 100 | 100 |
| Utilities | 100 | 104 | 100 |
| Lifestyle & Entertainment | 98 | 100 | 100 |
| Household Items | 98 | 100 | 100 |
| Education & Childcare | 95 | 99 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Hutchinson? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Hutchinson stands at 93, making it 7% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Hutchinson aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Hutchinson residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Wondering if Hutchinson is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Hutchinson, for example, the median home price is 14.8% lower than what folks pay nationally, and monthly rent is 23% lower than the usual rates. Plus, income levels matter too, with Hutchinson boasting a median household income of $82,822, which is 1.8% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Hutchinson, the healthcare costs are 0.1% higher than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Hutchinson, the baseline sales tax rate begins at 6.875%, and income tax rates start at 5.35%.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
The cost of living estimates displayed for Hutchinson are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $93,893 | $7,824 | $2,191 | $2,817 |
| Renters | $73,100 | $6,092 | $1,706 | $2,193 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| City | Population | Cost of Living Index | National Avg. |
| Cedar Mills, MN | 42 | 101 | 0.6% |
| Stewart, MN | 628 | 85 | 14.5% |
| Buffalo Lake, MN | 672 | 86 | 13.7% |
| Brownton, MN | 567 | 85 | 15.3% |
| New Auburn, MN | 495 | 87 | 13.2% |
| Hutchinson, MN | 14,331 | 93 | 6.5% |
| City | Population | Cost of Living Index | National Avg. |
| Moorestown-Lenola, NJ | 14,327 | 138 | 37.8% |
| Cherry Hill Mall, NJ | 14,325 | 121 | 20.9% |
| Ingersoll, ON | 14,325 | n/a | |
| Bloomsburg, PA | 14,338 | 95 | 5.4% |
| Miami Springs, FL | 14,323 | 136 | 35.5% |
| Hutchinson, MN | 14,331 | 93 | 6.5% |
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