A+
1%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bethlehem Pennsylvania National
Cost of living9997100
Groceries100100100
Health care9799100
Housing10190100
Transportation100101100
Utilities9899100
Lifestyle & Entertainment98100100
Household Items9999100
Education & Childcare98101100
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An Overview of Cost of Living in Bethlehem, PA

The cost of living in Bethlehem affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Bethlehem is 99, which is 1% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Bethlehem are priced in a manner consistent with other areas. This means that residents of Bethlehem can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

What Do Locals Say About the Cost of Living in Bethlehem?

Nobody knows their city better than the people who actually live there. So, we asked 5 local residents how they would rate the cost of living in Bethlehem and this is how they responded. 80% of people said that the cost of living was affordable, with prices decreasing, while 20% of people said that the cost of living was very expensive and prices continue to rise.

Is Bethlehem Affordable?

Is Bethlehem an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Bethlehem, the median home price is 4.4% lower than what most folks pay across the country, and monthly rent prices are 13.4% higher than the usual rates. Income levels in Bethlehem come in at $84,478, which is 3.9% higher than the national average.

What Factors can Influence the Cost of Living in Bethlehem?

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Bethlehem, the groceries index is 0.2% lower than the national average.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The cost of living estimates displayed for Bethlehem are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Bethlehem is 3% higher than the Pennsylvania average
  • The cost of living in Bethlehem is 1% lower than the national average
  • Bethlehem housing is 1% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Bethlehem

See all the best places to live around Bethlehem

Compare Bethlehem, PA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$118,950$9,913$2,775$3,569
      Renters$53,658$4,472$1,252$1,610
      To approximate the cost of living and the housing affordability in Bethlehem, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Bethlehem have a median income of $118,950. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,775 per month to avoid calamity and poverty. The renters in the city have an income of about $53,658, which would make their monthly maximum allowable rental costs $1,252.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      DeSales University, PA954991.2%
      Hereford, PA1,5228812.5%
      Palmerton, PA5,528928.2%
      Slatington, PA4,423946.3%
      Easton, PA28,264946.4%
      Bethlehem, PA77,503990.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Buckeye, AZ77,43511312.9%
      St. Joseph, MO77,3828811.9%
      Missoula, MT77,34911413.8%
      Missouri City, TX77,6961109.5%
      Baytown, TX77,698937.2%
      Bethlehem, PA77,503990.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.