Cost Of Living in Benham, KY

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20%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

61%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Benham	Kentucky	National
Cost of living	80	88	100
Groceries	96	98	100
Health care	99	97	100
Housing	39	70	100
Transportation	97	96	100
Utilities	99	95	100
Lifestyle & Entertainment	99	95	100
Household Items	98	97	100
Education & Childcare	100	94	100

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250 Hill Place Rd

Benham, KY

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Cost Of Living Quick Facts

The cost of living in Benham is 9% lower than the Kentucky average
The cost of living in Benham is 20% lower than the national average
Benham housing is 61% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,587	$5,466	$1,530	$1,968
Renters	$61,505	$5,125	$1,435	$1,845

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Millstone, KY	486	98	2.0%
Keokee, VA	469	98	2.0%
St. Charles, VA	63	72	28.5%
Blackey, KY	87	77	22.8%
Cumberland, KY	2,171	79	21.2%
Benham, KY	603	80	19.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Avalon, FL	603	105	5.0%
East Galesburg, IL	603	87	12.8%
Arlington, KS	603	80	20.3%
LeRoy, KS	603	80	19.9%
Fair Bluff, NC	603	82	18.1%
Benham, KY	603	80	19.8%