Cost of Living in Humboldt, TN

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16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Humboldt Tennessee National
Cost of living8492100
Groceries9998100
Health care9797100
Housing5480100
Transportation9497100
Utilities9698100
Lifestyle & Entertainment9697100
Household Items10198100
Education & Childcare10197100
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Homes For Sale In Humboldt, TN

property for sale

1307 Osborne St

Humboldt, TN
property for sale

2815 Northwood Blvd

Humboldt, TN
property for sale

40 Pine Lake Dr

Humboldt, TN
property for sale

6004 Dove Hollow Dr

Humboldt, TN
See the Newest Homes For Sale In Humboldt, TN

Cost Of Living Quick Facts

  • The cost of living in Humboldt is 8% lower than the Tennessee average
  • The cost of living in Humboldt is 16% lower than the national average
  • Humboldt housing is 46% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Humboldt

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$74,643$6,220$1,742$2,240
      Renters$27,648$2,304$645$830
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Humboldt, TN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Humboldt, homeowners have a median income of $74,643. Using that number, a maximum of $1,742 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $27,648, which means there is a maximum of $645 to be spent on the costs of renting a home or apartment.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Atwood, TN1,1658217.7%
      Trenton, TN4,3488514.5%
      Gadsden, TN5028613.9%
      Milan, TN7,8708613.8%
      Alamo, TN2,2478713.5%
      Humboldt, TN8,4318415.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Johnstown, NY8,431982.1%
      Cuero, TX8,4318712.7%
      Broadview Park, FL8,4301087.8%
      Westlake Village, CA8,433226126.4%
      Bryan, OH8,4348614.2%
      Humboldt, TN8,4318415.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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