| Index | Bellmead | Texas | National |
| Cost of living | 86 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 54 | 83 | 100 |
| Transportation | 96 | 98 | 100 |
| Utilities | 107 | 103 | 100 |
| Lifestyle & Entertainment | 94 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 103 | 98 | 100 |
Understanding the cost of living in Bellmead can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Bellmead cost of living index is 86, which is 14% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing expenses can absorb a substantial portion of your net income, sometimes exceeding 30%. Thankfully, Bellmead stands out by reporting housing costs that are 46% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more budget-friendly compared to the rest of the country. With such favorable housing affordability, residents of Bellmead can allocate a more reasonable portion of their income to housing, allowing for greater financial flexibility.
Is Bellmead an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Bellmead, the median home price is 57.6% lower than what most folks pay across the country, and monthly rent prices are 18.9% lower than the usual rates. Income levels in Bellmead come in at $60,903, which is 25.1% lower than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Bellmead, healthcare costs are 0.6% lower than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Bellmead, the groceries index registers 0.7% lower than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Bellmead, the housing index is 46% lower than the national average.
The cost of living estimates displayed for Bellmead are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $72,868 | $6,072 | $1,700 | $2,186 |
| Renters | $55,934 | $4,661 | $1,305 | $1,678 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Mount Calm, TX | 345 | 85 | 14.7% |
| Beverly Hills, TX | 2,249 | 86 | 13.6% |
| Riesel, TX | 1,378 | 89 | 11.1% |
| Gholson, TX | 1,193 | 89 | 11.0% |
| Lacy-Lakeview, TX | 6,908 | 89 | 10.7% |
| Bellmead, TX | 11,166 | 86 | 14.3% |
| City | Population | Cost of Living Index | National Avg. |
| Heath, OH | 11,168 | 92 | 7.5% |
| Fair Oaks Ranch, TX | 11,171 | 156 | 55.6% |
| Gonzales, LA | 11,160 | 98 | 2.4% |
| Essex Junction, VT | 11,172 | 121 | 20.5% |
| Sturgis, MI | 11,158 | 84 | 15.8% |
| Bellmead, TX | 11,166 | 86 | 14.3% |
Here are the best places to live in Texas
See the best places to live in Bellmead
Most Dangerous Cities In The US
Most Dangerous States In The US