A+
8%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Heath Ohio National
Cost of living9289100
Groceries9697100
Health care9996100
Housing8474100
Transportation9496100
Utilities9996100
Lifestyle & Entertainment9595100
Household Items9697100
Education & Childcare9493100
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An Overview of Cost of Living in Heath, OH

Are you thinking about relocating, but curious about the potential cost of living in Heath? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Heath stands at 92, making it 8% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Heath is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Heath Affordable?

Is Heath affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Heath, the median home price is 17.7% lower than the national average and monthly rent prices are 11.4% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Heath boasting a median household income of $78,265, 3.8% lower than the national average.

What Factors can Influence the Cost of Living in Heath?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Heath, healthcare costs are 0.9% lower than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Heath comes in at 1.4% lower than the national average.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Heath, the housing index is 15.8% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Heath are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Heath is 4% higher than the Ohio average
  • The cost of living in Heath is 8% lower than the national average
  • Heath housing is 16% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Heath

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Compare Heath, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,885$8,490$2,377$3,057
      Renters$46,508$3,876$1,085$1,395
      A good indicator of the general affordability of housing in Heath, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Heath, the median monthly income is $101,885 for those who own their own homes. Under the standard rule, that income level would allow for $2,377 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $46,508, per the median income in the area. That would allow for renters to spend up to $1,085 on monthly rental expenses.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Brownsville, OH247964.0%
      Gratiot, OH2498415.7%
      Pleasantville, OH9918614.2%
      Utica, OH2,2258613.7%
      Thurston, OH7178812.5%
      Heath, OH11,168927.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bellmead, TX11,1668614.3%
      Fair Oaks Ranch, TX11,17115655.6%
      Essex Junction, VT11,17212120.5%
      Gonzales, LA11,160982.4%
      Sturgis, MI11,1588415.8%
      Heath, OH11,168927.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.