Cost of Living in Lacy-Lakeview, TX

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lacy-Lakeview Texas National
Cost of living8994100
Groceries9998100
Health care9998100
Housing6683100
Transportation9698100
Utilities107103100
Lifestyle & Entertainment9498100
Household Items9998100
Education & Childcare10398100
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Homes For Sale In Lacy-Lakeview, TX

property for sale

101 S Rita St

Waco, TX
property for sale

216 Avenue I

Waco, TX
property for sale

22 Samaritan Way

Waco, TX
property for sale

114 Silver Fox

Waco, TX
See the Newest Homes For Sale In Lacy-Lakeview, TX

Cost Of Living Quick Facts

  • The cost of living in Lacy-Lakeview is 5% lower than the Texas average
  • The cost of living in Lacy-Lakeview is 11% lower than the national average
  • Lacy-Lakeview housing is 34% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lacy-Lakeview

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,140$6,428$1,800$2,314
      Renters$47,562$3,964$1,110$1,427
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Lacy-Lakeview, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Lacy-Lakeview, homeowners have a median income of $77,140. Using that number, a maximum of $1,800 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $47,562, which means there is a maximum of $1,110 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mount Calm, TX3458514.7%
      Bellmead, TX11,1668614.3%
      Beverly Hills, TX2,2498613.6%
      Riesel, TX1,3788911.1%
      Gholson, TX1,1938911.0%
      Lacy-Lakeview, TX6,9088910.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Parry Sound, ON6,908n/a 
      South Run, VA6,90719797.2%
      Lionville, PA6,90612323.5%
      Pointe-Calumet, QC6,912n/a 
      Carbondale, CO6,91316363.3%
      Lacy-Lakeview, TX6,9088910.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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