Cost Of Living in Mount Calm, TX

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A+

15%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mount Calm	Texas	National
Cost of living	85	94	100
Groceries	99	98	100
Health care	99	98	100
Housing	53	83	100
Transportation	96	98	100
Utilities	107	103	100
Lifestyle & Entertainment	94	98	100
Household Items	99	98	100
Education & Childcare	103	98	100

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Homes For Sale In Mount Calm, TX

421 N Huey Ave W

Mount Calm, TX

10 ac. Tract 7 CR 131

Mt Calm, TX

4910 Farm-To-Market 339

Prairie Hill, TX

202 N 6th St W

Mount Calm, TX

Cost Of Living Quick Facts

The cost of living in Mount Calm is 9% lower than the Texas average
The cost of living in Mount Calm is 15% lower than the national average
Mount Calm housing is 47% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,080	$5,257	$1,472	$1,893
Renters	$63,047	$5,254	$1,471	$1,892

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Penelope, TX	127	99	0.7%
Bynum, TX	333	79	20.8%
Coolidge, TX	1,051	82	17.7%
Dawson, TX	976	84	16.1%
Hubbard, TX	1,597	85	15.1%
Mount Calm, TX	345	85	14.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mineral Bluff, GA	345	97	2.8%
Delta, IA	345	76	24.1%
Mapleton, IL	345	83	16.6%
East Germantown, IN	345	84	16.2%
Smithland, KY	345	86	13.9%
Mount Calm, TX	345	85	14.7%