For Sale
For Rent

Find real estate listings

Find rental listings

Bay Point Real Estate Market Facts

  • $193,000Median home price
    53% lower than California
  • $1,334Median rent asked
    3% higher than California
  • 54.2%Home owners
    equal to California
  • 3.5People per home
    17% higher than California
A general summary of the real estate market in Bay Point, CA is listed above. Properties in Bay Point, CA average a cost of $193,000, which is 53% lower than the median home price for real estate located in California. This means that the region of Bay Point, CA is, on average, more affordable when compared to the remainder of California. Since tenants living in Bay Point, CA will pay an average of $1,334, the median rental cost is 3% higher than in California. 54.2% of people in Bay Point, CA own their own homes, and an average of 3.5 people inhabit each property. Bay Point, CA has many assorted real estate listings available. These range from urban townhouses to inexpensive condos to luxurious residences. We make finding homes for sale and browsing real estate listings effortless. Simply use the search function above, and obtain filtered results according to price, location, bathrooms and bedrooms.

Bay Point Home Affordability

  • $193,000Median home price
    53% lower than California
  • $47,336Median home income
    26% lower than California
  • 4.1xHome price to income ratio
    36% lower than California
When starting your search for real estate in Bay Point, CA, it is crucial to consider home affordability. When calculating home affordability, the ratio of home price to median household income is one of the methods that is applicable in doing so. On average, a home in Bay Point, CA costs $193,000 while each household has an average income of $47,336. Consequently, the ratio of home price to household income is 4.1x; this ratio is 36% lower than the average in California. Calculating the home affordability ratio involves dividing the average price of a home by the average income of homes in Bay Point, CA. When the ratio of home price to income is relatively low, the implication is that homes are more affordable on the basis of the home price in comparison with the home income. Note that besides home price to median household income ratio, there are various other factors to put into consideration when determining if home affordability exists. Check the home affordability calculator shown below to calculate how much you can afford to pay for real estate in Bay Point, CA.

Bay Point Affordability Calculator

Include PMI
You can afford a home up to:
Debt-to-income ratio
Monthly income breakdown
  • Monthly income
  • Monthly payment
  • Debt payment
  • Income taxes
  • Remainder
If you are looking to purchase real estate in Bay Point, CA, it is imperative that it falls within your established budget range. Our home affordability calculation tool lets you figure out the price of your prospective home in Bay Point, CA as the calculation is based on your salary, your debts and the amount of the down payment that you have available. If you want an even more detailed report, you can include more information such as mortgage terms, rates, property taxes, homeowners insurance and HOA dues. By adding in those additional details, you will be able to see a more accurate price of a home that you will be able to afford in Bay Point, CA. This is a very useful tool because it prevents you from falling in love with a property that you will not be able to safely afford. The home affordability calculation tool is also a great way to manage your budget because you will be able to clearly see how much money you will be spending on home ownership, and how much money will be available for other livings costs and hopefully, savings.

Bay Point Mortgage Calculator

Your monthly payment will be:
Monthly payment breakdown
  • Monthly payment
  • Mortgage
  • PMI fees
  • Property tax
  • Home insurance
  • HOA dues
What will be my monthly costs if I purchase Bay Point, CA real estate? There are various factors that determine the monthly cost of a home. Obviously, the major factor is the price of the home itself. However, beyond the price of the home,it is also important to consider the down payment, loan term, interest rate, property taxes, home insurance, HOA dues and PMI (private mortgage insurance). For homeowners who are able to put 20% or more towards a down payment, PMI payments can be completely emlinated, which saves a home owner money. Typical mortgage calculators have preset default values for these details, but they can be altered to give a potential buyer a more accurate depiction of the estimated monthly payment. When it comes to financing, a generally accepted recommendation is to keep the DTI (debt-to-income) ratio to no more than 36 percent, which means no more than 36 percent of your gross monthly income should go to paying all debts.

Bay Point Demographics

  • 23,131Population
  • 3,613People / sq mile
  • 30.6Median age
  • 1.0:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Pacheco, CA4,059$0100%
Port Costa, CA228$0100%
North Gate, CA465$0100%
Suisun City, CA29,045$255,80038%
Rio Vista, CA8,055$269,20046%
Bay Point, CA23,131$193,0004%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Landover, MD23,124$169,0009%
Washington, UT23,141$226,00022%
Dolton, IL23,113$92,00050%
Webster Groves, MO23,111$250,50036%
Van Buren, AR23,155$112,20039%
Bay Point, CA23,131$193,0004%
Source: The Bay Point, CA housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).
Are you looking to buy or sell?
What style of home are you
What is your
When are you looking to
ASAP1-3 mos.3-6 mos.6-9 mos.1 yr+
Connect with top real estate agents
By submitting this form, you consent to receive text messages, emails, and/or calls (may be recorded; and may be direct, autodialed or use pre-recorded/artificial voices even if on the Do Not Call list) from AreaVibes or our partner real estate professionals and their network of service providers, about your inquiry or the home purchase/rental process. Messaging and/or data rates may apply. Consent is not a requirement or condition to receive real estate services. You hereby further confirm that checking this box creates an electronic signature with the same effect as a handwritten signature.