| Index | Bastrop | Louisiana | National |
| Cost of living | 83 | 93 | 100 |
| Groceries | 98 | 98 | 100 |
| Health care | 96 | 96 | 100 |
| Housing | 49 | 82 | 100 |
| Transportation | 100 | 97 | 100 |
| Utilities | 101 | 101 | 100 |
| Lifestyle & Entertainment | 94 | 96 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 94 | 95 | 100 |
The cost of living in Bastrop affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Bastrop is 83, which is 17% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Bastrop housing costs are 50.5% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, Bastrop residents can earmark a more manageable portion of their income to housing.
Is Bastrop affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Bastrop, the median home price is 55.2% lower than the national average and monthly rent prices are 39.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Bastrop boasting a median household income of $34,173, 58% lower than the national average.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Bastrop, the housing index comes in at 50.5% lower than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Bastrop, the groceries index is 2% lower than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The Bastrop cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Groceries index | |
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $40,230 | $3,353 | $939 | $1,207 |
| Renters | $29,092 | $2,424 | $679 | $873 |
| State | General Sales Tax | With Max Surtax |
| Louisiana | 4.45% | 11.45% |
| State | Income Tax (Low) | Income Tax (High) |
| Louisiana | 1.85% | 4.25% |
| City | Population | Cost of Living Index | National Avg. |
| Collinston, LA | 178 | 75 | 25.0% |
| Mer Rouge, LA | 619 | 86 | 14.4% |
| Bonita, LA | 197 | 87 | 12.6% |
| Oak Ridge, LA | 115 | 91 | 8.8% |
| Sterlington, LA | 2,814 | 91 | 8.6% |
| Bastrop, LA | 10,329 | 83 | 17.0% |
| City | Population | Cost of Living Index | National Avg. |
| Flat Rock, MI | 10,332 | 94 | 6.1% |
| Watervliet, NY | 10,333 | 102 | 2.3% |
| Highland, IL | 10,335 | 94 | 5.7% |
| Berlin, NH | 10,336 | 88 | 11.7% |
| Glenwood Springs, CO | 10,321 | 136 | 36.5% |
| Bastrop, LA | 10,329 | 83 | 17.0% |
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