| Index | Bartlesville | Oklahoma | National |
| Cost of living | 89 | 88 | 100 |
| Groceries | 95 | 96 | 100 |
| Health care | 94 | 95 | 100 |
| Housing | 73 | 70 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 97 | 96 | 100 |
| Lifestyle & Entertainment | 93 | 94 | 100 |
| Household Items | 98 | 97 | 100 |
| Education & Childcare | 96 | 93 | 100 |
Getting a feel for the cost of living in Bartlesville is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Bartlesville is 89, which is 11% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Locals have the inside scoop on their city. So, we polled 8 residents in Bartlesville to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 25% find it reasonable with decreasing prices, but 75% think it's quite pricey, with prices that continue to rise.
Is Bartlesville affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Bartlesville, for instance, where the median home price falls 27.7% lower than the national average, and monthly rent rates are 23.7% lower than usual. Additionally, median income levels contribute to the equation, with Bartlesville flaunting a median household income of $79,953, 1.7% lower than the national norm.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Bartlesville, the groceries index registers 4.9% lower than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Bartlesville comes in at 3.3% lower than the national average.
The cost of living data for Bartlesville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $101,374 | $8,448 | $2,365 | $3,042 |
| Renters | $48,000 | $4,000 | $1,120 | $1,440 |
| State | General Sales Tax | With Max Surtax |
| Oklahoma | 4.5% | 11% |
| State | Income Tax (Low) | Income Tax (High) |
| Oklahoma | 0.25% | 4.75% |
| City | Population | Cost of Living Index | National Avg. |
| Barnsdall, OK | 1,093 | 80 | 19.8% |
| Wann, OK | 150 | 81 | 18.8% |
| Dewey, OK | 3,541 | 83 | 16.5% |
| Ochelata, OK | 589 | 84 | 16.0% |
| Ramona, OK | 683 | 84 | 15.6% |
| Bartlesville, OK | 37,389 | 89 | 10.8% |
| City | Population | Cost of Living Index | National Avg. |
| Brighton, NY | 37,402 | 109 | 9.1% |
| Oakville, MO | 37,403 | 104 | 4.0% |
| Oakton, VA | 37,413 | 164 | 63.9% |
| Winchester, NV | 37,419 | 102 | 1.6% |
| Lauderdale Lakes, FL | 37,351 | 98 | 1.6% |
| Bartlesville, OK | 37,389 | 89 | 10.8% |
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