| Index | Oakville | Missouri | National |
| Cost of living | 104 | 90 | 100 |
| Groceries | 96 | 96 | 100 |
| Health care | 97 | 97 | 100 |
| Housing | 122 | 77 | 100 |
| Transportation | 98 | 96 | 100 |
| Utilities | 99 | 95 | 100 |
| Lifestyle & Entertainment | 92 | 95 | 100 |
| Household Items | 96 | 97 | 100 |
| Education & Childcare | 96 | 95 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Oakville? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Oakville stands at 104, making it 4% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Oakville are priced in a manner consistent with other areas. This means that residents of Oakville can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Housing costs make up a big chunk of the cost of living in Oakville, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 21.8% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Oakville affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Oakville, the median home price is 31.7% higher than the national average and monthly rent prices are 1.2% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Oakville boasting a median household income of $127,927, 57.3% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Oakville, the utilities index registers at 1.5% lower than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Oakville, the transportation index is 1.9% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Oakville, the healthcare costs are 2.7% lower than the national average.
The cost of living data for Oakville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $142,991 | $11,916 | $3,336 | $4,290 |
| Renters | $65,425 | $5,452 | $1,526 | $1,963 |
| State | General Sales Tax | With Max Surtax |
| Missouri | 4.225% | 10.85% |
| State | Income Tax (Low) | Income Tax (High) |
| Missouri | 2% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Floraville, IL | 31 | 99 | 1.4% |
| Paderborn, IL | 68 | 99 | 1.4% |
| Peaceful Village, MO | 95 | 69 | 31.1% |
| Brooklyn, IL | 445 | 74 | 26.2% |
| East St. Louis, IL | 27,033 | 77 | 22.5% |
| Oakville, MO | 37,403 | 104 | 4.0% |
| City | Population | Cost of Living Index | National Avg. |
| Brighton, NY | 37,402 | 109 | 9.1% |
| Oakton, VA | 37,413 | 164 | 63.9% |
| Bartlesville, OK | 37,389 | 89 | 10.8% |
| Winchester, NV | 37,419 | 102 | 1.6% |
| Prattville, AL | 37,437 | 97 | 2.7% |
| Oakville, MO | 37,403 | 104 | 4.0% |