| Index | Baldwin | Pennsylvania | National |
| Cost of living | 94 | 97 | 100 |
| Groceries | 100 | 100 | 100 |
| Health care | 99 | 99 | 100 |
| Housing | 81 | 90 | 100 |
| Transportation | 97 | 101 | 100 |
| Utilities | 99 | 99 | 100 |
| Lifestyle & Entertainment | 97 | 100 | 100 |
| Household Items | 98 | 99 | 100 |
| Education & Childcare | 100 | 101 | 100 |
The cost of living in Baldwin affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Baldwin is 94, which is 6% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Baldwin are priced in a manner consistent with other areas. This means that residents of Baldwin can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Baldwin affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Baldwin, the median home price is 19.6% lower than the national average and monthly rent prices are 16.8% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Baldwin boasting a median household income of $100,850, 24% higher than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Baldwin, the housing index stands at 18.7% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Baldwin, the groceries index is 0.4% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
The Baldwin cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $125,957 | $10,496 | $2,939 | $3,779 |
| Renters | $62,692 | $5,224 | $1,463 | $1,881 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| City | Population | Cost of Living Index | National Avg. |
| Southview, PA | 325 | 99 | 1.2% |
| Van Voorhis, PA | 491 | 99 | 1.2% |
| Webster, PA | 80 | 99 | 1.2% |
| North Braddock, PA | 4,860 | 81 | 18.8% |
| Duquesne, PA | 5,736 | 82 | 17.7% |
| Baldwin, PA | 20,310 | 94 | 6.5% |
| City | Population | Cost of Living Index | National Avg. |
| Forest Park, GA | 20,312 | 87 | 13.5% |
| Monroe, MI | 20,296 | 89 | 11.5% |
| Sherwood, OR | 20,329 | 137 | 37.3% |
| El Reno, OK | 20,289 | 88 | 12.4% |
| Murrysville, PA | 20,277 | 114 | 14.1% |
| Baldwin, PA | 20,310 | 94 | 6.5% |
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