F
45%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
118%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Azusa California National
Cost of living145141100
Groceries107111100
Health care115116100
Housing218197100
Transportation115118100
Utilities118119100
Lifestyle & Entertainment119120100
Household Items110111100
Education & Childcare122127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Azusa, CA

Getting a feel for the cost of living in Azusa is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Azusa is 145, which is 45% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Azusa is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Azusa falls into this category, which may not be suitable for those seeking an economically favorable living environment.

When it comes to the cost of living in Azusa, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 117.7% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Azusa Affordable?

Is Azusa an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Azusa, the median home price is 143.8% higher than what most folks pay across the country, and monthly rent prices are 56.6% higher than the usual rates. Income levels in Azusa come in at $99,328, which is 22.1% higher than the national average.

What Factors can Influence the Cost of Living in Azusa?

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Azusa, the groceries index is 7% higher than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Azusa, the utilities index registers at 17.6% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Azusa, the baseline sales tax rate begins at 7.25%, and income tax rates start at 1%.

Where is the Data From?

The cost of living data for Azusa shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Azusa is 3% higher than the California average
  • The cost of living in Azusa is 45% higher than the national average
  • Azusa housing is 118% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Azusa

See all the best places to live around Azusa

Compare Azusa, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Azusa?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Azusa?
      Write a review to give others more information about this area.
      See all Azusa poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$122,562$10,214$2,860$3,677
      Renters$81,356$6,780$1,898$2,441
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Azusa, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Azusa homeowners, is $122,562. This would allow for a maximum of $2,860 per month to be spent on housing costs. For renters, the median monthly income is $81,356 which would result in a maximum of $1,898 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Industry, CA26913737.1%
      Montclair, CA41,01413938.5%
      Commerce, CA13,06613938.8%
      Bell Gardens, CA42,82713939.0%
      South San Jose Hills, CA19,65414242.0%
      Azusa, CA50,60414545.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Florin, CA50,63112222.4%
      San Jacinto, CA50,68212221.9%
      Bedford, TX50,4601065.9%
      Cerritos, CA50,76518685.9%
      Wilson, NC50,769936.9%
      Azusa, CA50,60414545.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.