F
37%
Overall NAT. AVG.
12%
Goods & Services NAT. AVG.
100%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index South San Jose Hills California National
Cost of living137140100
Goods & Services112111100
Groceries113112100
Health care99109100
Housing200196100
Transportation124126100
Utilities94127100

An Overview of Cost of Living in South San Jose Hills, CA

Are you thinking about relocating, but curious about the potential cost of living in South San Jose Hills? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in South San Jose Hills stands at 137, making it 37% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in South San Jose Hills is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, South San Jose Hills falls into this category, which may not be suitable for those seeking an economically favorable living environment.

When it comes to the cost of living in South San Jose Hills, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 100.2% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

The things you purchase regularly, like clothes, haircuts, movie tickets and gym memberships, can make a big dent in your budget and make up 33% of the cost of living index. Unfortunately in South San Jose Hills, these items will cost you 12% more than what's considered the norm, making it a more expensive place to call home.

The substantial and relentless rise in grocery prices definitely warrants some attention. Over the past two years, grocery expenses have escalated by more than 10%. Having said that, the situation in South San Jose Hills is even less favorable, with grocery prices here being 13.1% higher than the national average.

Is South San Jose Hills Affordable?

Is South San Jose Hills affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in South San Jose Hills, the median home price is 115.9% higher than the national average and monthly rent prices are 63.6% higher than the typical rates. Additionally, the median income levels play a role in affordability, with South San Jose Hills boasting a median household income of $76,032, 37.4% higher than the national average.

What Factors can Influence the Cost of Living in South San Jose Hills?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In South San Jose Hills, healthcare costs are 1.2% lower than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in South San Jose Hills, is 100.2% higher than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In South San Jose Hills, the groceries index is 13.1% higher than the national average.

Where is the Data From?

The cost of living data in South San Jose Hills displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

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Cost Of Living Quick Facts

  • The cost of living in South San Jose Hills is 1% lower than the California average
  • The cost of living in South San Jose Hills is 37% higher than the national average
  • South San Jose Hills housing is 100% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 56% lower than the national average

Most Affordable Places to Live in and Around South San Jose Hills

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Compare South San Jose Hills, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,188$6,849$1,918$2,466
      Renters$62,933$5,244$1,468$1,888
      A good way to judge both the affordability of the housing and the cost of living in South San Jose Hills is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. South San Jose Hills has a median income of about $82,188 for people who own homes. Based on that number, a maximum of $1,918 should be spent on expenses related to housing. Renters have a slightly different median income, which is $62,933. Based on this average, renters should spend no more than $1,468 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 12.3%

      Goods & Services

      Item South San Jose Hills National avg. Difference
      Haircut $27.27$24.2612.4%
      Beauty Salon $41.78$45.568.3%
      Toothpaste $3.61$3.702.6%
      Shampoo $1.34$1.284.9%
      Movie $11.04$12.139.0%
      Bowling $21.11$18.0017.3%

      Groceries

      Item South San Jose Hills National avg. Difference
      Ground Beef $5.89$5.840.8%
      Fried Chicken $3.49$1.57121.9%
      Milk $4.92$4.675.4%
      Potatoes $4.92$4.930.3%
      Pizza $15.31$12.0926.6%
      Beer $10.26$10.411.4%

      Health Care

      Item South San Jose Hills National avg. Difference
      Optometrist $112.92$125.6810.2%
      Doctor $95.50$135.7829.7%
      Dentist $117.28$113.293.5%
      Ibuprofen $10.58$10.650.7%
      Lipitor $521.17$468.6011.2%

      Housing

      Item South San Jose Hills National avg. Difference
      Home Price $398,700.00$184,700.00115.9%
      Avg. Mortgage Payment $2,441.43$2,346.694.0%
      Apartment Rent $1,553.00$949.0063.6%

      Transportation

      Item South San Jose Hills National avg. Difference
      Gasoline $4.75$3.4637.3%
      Tire Balancing $61.38$59.922.4%

      Utilities

      Item South San Jose Hills National avg. Difference
      All Electricity $378.97$193.9995.4%
      Phone $180.31$192.256.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Industry, CA26413333.1%
      Paramount, CA53,94913938.9%
      Bell Gardens, CA41,77013939.0%
      Montclair, CA40,04113635.5%
      Commerce, CA12,73814040.3%
      South San Jose Hills, CA19,10413737.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Quispamsis, NB19,102n/a 
      Erlanger, KY19,106954.5%
      Corner Brook, NL19,117n/a 
      Mesquite, NV19,0871099.5%
      Sherrelwood, CO19,08211817.5%
      South San Jose Hills, CA19,10413737.5%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.