Overall 0%
Goods & Services 5%
Housing 6%
Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Cost of living10092100
Goods & Services10597100
Health care9695100

Key findings

  • The cost of living in Bedford is 8% higher than the Texas average
  • The cost of living in Bedford is equal to the national average
  • Bedford housing is 6% lower than the national average
  • Texas general sales tax is 23% higher than the national average
  • Texas state income tax is 100% lower than the national average

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Compare Bedford, TX Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Bedford, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Bedford, homeowners have a median income of $85,829. Using that number, a maximum of $2,003 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $39,880, which means there is a maximum of $930 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Texas Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemBedfordNational avg.Difference
      Haircut $29.60$20.2746.0%
      Beauty Salon $63.06$40.3956.1%
      Toothpaste $2.16$2.368.4%
      Shampoo $1.26$1.0817.1%
      Movie $11.00$10.990.1%
      Bowling $19.20$15.4923.9%


      ItemBedfordNational avg.Difference
      Ground Beef $4.55$4.305.9%
      Fried Chicken $1.45$1.403.9%
      Milk $2.01$2.208.6%
      Potatoes $3.19$3.220.9%
      Pizza $10.15$10.745.5%
      Beer $9.56$9.600.4%

      Health Care

      ItemBedfordNational avg.Difference
      Optometrist $97.41$109.7311.2%
      Doctor $92.61$118.3421.7%
      Dentist $106.16$100.945.2%
      Ibuprofen $9.92$9.930.1%
      Lipitor $468.95$469.530.1%


      ItemBedfordNational avg.Difference
      Home Price $169,700.00$184,700.008.1%
      Avg. Mortgage Payment $939.06$1,229.6223.6%
      Apartment Rent $932.00$949.001.8%


      ItemBedfordNational avg.Difference
      Gasoline $2.45$2.719.7%
      Tire Balancing $50.46$51.862.7%


      ItemBedfordNational avg.Difference
      All Electricity$201.01$170.8417.7%
      Phone $188.11$187.180.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Horseshoe Bend, TX74879-21%
      Cockrell Hill, TX4,30190-10%
      Haltom City, TX43,86490-10%
      Forest Hill, TX12,77491-9%
      Blue Mound, TX3,26391-9%
      Bedford, TX48,8641000%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      McLean, VA48,867214114%
      Murray, UT48,8341088%
      Sheboygan, WI48,81391-9%
      Cypress, CA48,97815454%
      Huntington, WV48,73582-18%
      Bedford, TX48,8641000%
      Source: The Bedford, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.