Cost of Living in Ripley, TN

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15%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ripley Tennessee National
Cost of living8592100
Groceries9998100
Health care9797100
Housing5780100
Transportation9497100
Utilities9698100
Lifestyle & Entertainment9697100
Household Items10198100
Education & Childcare10197100
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Homes For Sale In Ripley, TN

property for sale

146 Walker St

Ripley, TN
property for sale

56 York Cmns

Ripley, TN
property for sale

55 York Cmns

Ripley, TN
property for sale

52 York Cmns

Ripley, TN
See the Newest Homes For Sale In Ripley, TN

Cost Of Living Quick Facts

  • The cost of living in Ripley is 7% lower than the Tennessee average
  • The cost of living in Ripley is 15% lower than the national average
  • Ripley housing is 43% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,445$7,287$2,040$2,624
      Renters$36,025$3,002$841$1,081
      To approximate the cost of living and the housing affordability in Ripley, TN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ripley have a median income of $87,445. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,040 per month to avoid calamity and poverty. The renters in the city have an income of about $36,025, which would make their monthly maximum allowable rental costs $841.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Henning, TN1,2098118.8%
      Gates, TN5048416.0%
      Covington, TN9,1138811.8%
      Burlison, TN3439010.0%
      Garland, TN338928.2%
      Ripley, TN8,0258514.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ashland, VA8,0261043.7%
      Centerville, GA8,028963.7%
      Floris, VA8,02818180.9%
      Creston, IA8,0218415.5%
      The Blue Mountains, ON8,029n/a 
      Ripley, TN8,0258514.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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