Jerseyville cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexJerseyvilleIllinoisNational
Cost of living8698100
IndexJerseyvilleIllinoisNational
Goods & Services9198100
Groceries10597100
Health care92100100
Housing6395100
Transportation95112100
Utilities10197100

Key findings

  • The cost of living in Jerseyville is 13% lower than the Illinois average
  • The cost of living in Jerseyville is 14% lower than the national average
  • Jerseyville housing is 37% lower than the national average
  • Illinois general sales tax is 23% higher than the national average
  • Illinois state income tax is 123% higher than the national average

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Compare Jerseyville, IL Cost of Living To Other Cities

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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$55,747$4,646$1,301$1,673
      Renters$20,673$1,723$482$620
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Jerseyville, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Jerseyville homeowners, is $55,747. This would allow for a maximum of $1,301 per month to be spent on housing costs. For renters, the median monthly income is $20,673 which would result in a maximum of $482 to be spent on rental costs.

      Illinois Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Illinois6.25%10.25%

      Illinois Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Illinois4.95%4.95%

      Goods & Services

      ItemJerseyvilleNational avg.Difference
      Haircut $17.00$17.492.8%
      Beauty Salon $39.71$38.174.0%
      Toothpaste $2.32$2.320.0%
      Shampoo $1.06$1.014.8%
      Movie $9.83$10.728.3%
      Bowling $14.83$13.867.0%

      Groceries

      ItemJerseyvilleNational avg.Difference
      Ground Beef $4.01$3.902.8%
      Fried Chicken $1.67$1.4019.7%
      Milk $1.90$1.963.2%
      Potatoes $3.49$3.189.6%
      Pizza $9.96$10.394.2%
      Beer $9.26$9.230.3%

      Health Care

      ItemJerseyvilleNational avg.Difference
      Optometrist $78.67$106.3426.0%
      Doctor $71.67$115.2537.8%
      Dentist $102.57$98.384.3%
      Ibuprofen $11.32$9.2622.2%
      Lipitor $474.50$466.471.7%

      Housing

      ItemJerseyvilleNational avg.Difference
      Home Price $112,300.00$184,700.0039.2%
      Avg. Mortgage Payment $855.20$1,273.3232.8%
      Apartment Rent $655.00$949.0031.0%

      Transportation

      ItemJerseyvilleNational avg.Difference
      Gasoline $2.57$2.590.7%
      Tire Balancing $44.41$48.909.2%

      Utilities

      ItemJerseyvilleNational avg.Difference
      All Electricity$163.79$167.602.3%
      Phone $191.07$163.4216.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Eldred, IL16577-23%
      Fidelity, IL16178-22%
      Kane, IL33879-21%
      Rockbridge, IL16279-21%
      Chesterfield, IL33682-18%
      Jerseyville, IL8,50286-14%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Itasca, IL8,50211919%
      Live Oak city, CA8,50111515%
      Palm Beach, FL8,50119393%
      Winchester, TN8,50489-11%
      Signal Mountain, TN8,50011717%
      Jerseyville, IL8,50286-14%
      Source: The Jerseyville, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.