A+
16%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
39%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Jerseyville Illinois National
Cost of living8496100
Goods & Services9297100
Groceries9798100
Health care8995100
Housing6195100
Transportation94103100
Utilities10289100
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Cost Of Living Quick Facts

  • The cost of living in Jerseyville is 12% lower than the Illinois average
  • The cost of living in Jerseyville is 16% lower than the national average
  • Jerseyville housing is 39% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 119% higher than the national average

Most Affordable Places to Live in and Around Jerseyville

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Compare Jerseyville, IL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,417$5,701$1,596$2,053
      Renters$31,579$2,632$737$947
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Jerseyville, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Jerseyville homeowners, is $68,417. This would allow for a maximum of $1,596 per month to be spent on housing costs. For renters, the median monthly income is $31,579 which would result in a maximum of $737 to be spent on rental costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Goods & Services

      Item Jerseyville National avg. Difference
      Haircut $21.19$24.2612.7%
      Beauty Salon $40.57$45.5611.0%
      Toothpaste $3.75$3.701.3%
      Shampoo $1.11$1.2813.3%
      Movie $11.28$12.137.1%
      Bowling $16.92$18.006.0%

      Groceries

      Item Jerseyville National avg. Difference
      Ground Beef $6.40$5.849.7%
      Fried Chicken $1.36$1.5713.3%
      Milk $4.50$4.673.7%
      Potatoes $5.28$4.936.9%
      Pizza $10.84$12.0910.3%
      Beer $9.47$10.419.1%

      Health Care

      Item Jerseyville National avg. Difference
      Optometrist $125.72$125.680.0%
      Doctor $124.51$135.788.3%
      Dentist $100.78$113.2911.0%
      Ibuprofen $10.14$10.654.8%
      Lipitor $520.16$468.6011.0%

      Housing

      Item Jerseyville National avg. Difference
      Home Price $109,300.00$184,700.0040.8%
      Avg. Mortgage Payment $1,737.43$2,346.6926.0%
      Apartment Rent $631.00$949.0033.5%

      Transportation

      Item Jerseyville National avg. Difference
      Gasoline $3.20$3.467.6%
      Tire Balancing $50.00$59.9216.6%

      Utilities

      Item Jerseyville National avg. Difference
      All Electricity $133.84$193.9931.0%
      Phone $188.69$192.251.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Otterville, IL1957525.1%
      Chesterfield, IL2087722.8%
      Eldred, IL2047822.2%
      Rockbridge, IL2157822.1%
      Fieldon, IL1537921.0%
      Jerseyville, IL7,8608415.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grand Ledge, MI7,860909.7%
      North Springfield, VA7,85914847.9%
      Ione, CA7,86112222.5%
      Milliken, CO7,86211414.3%
      Aberdeen, NC7,862982.2%
      Jerseyville, IL7,8608415.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.