Cost of Living in Jerseyville, IL

Get 300+ Local Insights for Any Address in Jerseyville, IL

Get Access to 300+ Local Data Points
A+
14%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jerseyville Illinois National
Cost of living8698100
Groceries99100100
Health care93100100
Housing6195100
Transportation97101100
Utilities9699100
Lifestyle & Entertainment94100100
Household Items97100100
Education & Childcare96100100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Jerseyville, IL

property for sale

21465 Beaty Mound Rd

Jerseyville, IL
property for sale

128 Rosewood Dr

Jerseyville, IL
property for sale

112 Andrew Ave

Jerseyville, IL
property for sale

114 Andrew Ave

Jerseyville, IL
See the Newest Homes For Sale In Jerseyville, IL

Cost Of Living Quick Facts

  • The cost of living in Jerseyville is 13% lower than the Illinois average
  • The cost of living in Jerseyville is 14% lower than the national average
  • Jerseyville housing is 39% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Jerseyville

See all the best places to live around Jerseyville

Compare Jerseyville, IL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Jerseyville?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Jerseyville?
      Write a review to give others more information about this area.
      See all Jerseyville poll results

      The best places in Illinois

      Here are the best places to live in IllinoisMost Dangerous Cities In The USThese are the 10 cheapest cities in IllinoisSafest States In The US
      Best Places in Illinois

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,199$8,433$2,361$3,036
      Renters$47,074$3,923$1,098$1,412
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Jerseyville, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Jerseyville homeowners, is $101,199. This would allow for a maximum of $2,361 per month to be spent on housing costs. For renters, the median monthly income is $47,074 which would result in a maximum of $1,098 to be spent on rental costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Otterville, IL2017723.4%
      Chesterfield, IL2137921.1%
      Rockbridge, IL2227920.6%
      Eldred, IL2097920.6%
      Fieldon, IL1568119.5%
      Jerseyville, IL8,0308614.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grove City, PA8,0308811.5%
      The Blue Mountains, ON8,029n/a 
      Centerville, GA8,028963.7%
      Floris, VA8,02818180.9%
      Los Fresnos, TX8,033909.8%
      Jerseyville, IL8,0308614.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026