| Index | Asbury Lake | Florida | National |
| Cost of living | 112 | 102 | 100 |
| Groceries | 102 | 102 | 100 |
| Health care | 102 | 104 | 100 |
| Housing | 131 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 111 | 110 | 100 |
| Lifestyle & Entertainment | 106 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 107 | 106 | 100 |
Getting a feel for the cost of living in Asbury Lake is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Asbury Lake is 112, which is 12% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Housing costs are a very significant part of the Asbury Lake cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 31.4% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Asbury Lake an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Asbury Lake is 23.4% higher than the national average, while the average monthly rent prices are 50.1% higher than average. The affordability of any location can also be influenced by median income levels. Asbury Lake has a median household income of $107,466, which is 32.1% higher than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Asbury Lake, the transportation index is 4.3% higher than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Asbury Lake, the groceries index is 2% higher than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Asbury Lake starts at 6% and the income tax rates start at 0%.
The Asbury Lake cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $110,879 | $9,240 | $2,587 | $3,327 |
| Renters | $101,086 | $8,424 | $2,359 | $3,033 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Lawtey, FL | 1,083 | 89 | 11.1% |
| Bellair-Meadowbrook Terrace, FL | 15,617 | 100 | 0.4% |
| Middleburg, FL | 12,986 | 100 | 0.3% |
| Green Cove Springs, FL | 8,488 | 102 | 1.9% |
| Lakeside, FL | 32,167 | 104 | 3.8% |
| Asbury Lake, FL | 11,267 | 112 | 12.4% |
| City | Population | Cost of Living Index | National Avg. |
| Camden, AR | 11,265 | 81 | 18.7% |
| Mount Kisco, NY | 11,265 | 141 | 41.1% |
| Kings Mountain, NC | 11,271 | 92 | 8.3% |
| Blackfalds, AB | 11,272 | n/a | |
| Munhall, PA | 11,275 | 88 | 12.4% |
| Asbury Lake, FL | 11,267 | 112 | 12.4% |
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