| Index | Camden | Arkansas | National |
| Cost of living | 81 | 86 | 100 |
| Groceries | 97 | 96 | 100 |
| Health care | 96 | 95 | 100 |
| Housing | 48 | 67 | 100 |
| Transportation | 96 | 94 | 100 |
| Utilities | 93 | 93 | 100 |
| Lifestyle & Entertainment | 93 | 93 | 100 |
| Household Items | 98 | 96 | 100 |
| Education & Childcare | 95 | 92 | 100 |
The cost of living in Camden affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Camden is 81, which is 19% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Camden housing costs are 51.8% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, Camden residents can earmark a more manageable portion of their income to housing.
Is Camden an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Camden, the median home price is 55.2% lower than what most folks pay across the country, and monthly rent prices are 43.8% lower than the usual rates. Income levels in Camden come in at $55,394, which is 31.9% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Camden, the healthcare costs are 4.4% lower than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Camden, the standard sales tax rate starts at 6.5%, and the income tax rates commence at 2%.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Camden, is 51.8% lower than the national average.
The Camden cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $83,424 | $6,952 | $1,946 | $2,503 |
| Renters | $30,325 | $2,527 | $708 | $910 |
| State | General Sales Tax | With Max Surtax |
| Arkansas | 6.5% | 11.625% |
| State | Income Tax (Low) | Income Tax (High) |
| Arkansas | 2% | 4.9% |
| City | Population | Cost of Living Index | National Avg. |
| Louann, AR | 159 | 96 | 4.0% |
| Reader, AR | 144 | 73 | 27.4% |
| Stephens, AR | 1,079 | 76 | 23.9% |
| Chidester, AR | 280 | 77 | 22.6% |
| Bearden, AR | 998 | 78 | 22.2% |
| Camden, AR | 11,265 | 81 | 18.7% |
| City | Population | Cost of Living Index | National Avg. |
| Mount Kisco, NY | 11,265 | 141 | 41.1% |
| Asbury Lake, FL | 11,267 | 112 | 12.4% |
| Kings Mountain, NC | 11,271 | 92 | 8.3% |
| Lawrenceburg, TN | 11,258 | 87 | 13.0% |
| Blackfalds, AB | 11,272 | n/a | |
| Camden, AR | 11,265 | 81 | 18.7% |
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