Cost of Living in Estherville, IA

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14%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Estherville Iowa National
Cost of living8689100
Groceries10097100
Health care10196100
Housing5474100
Transportation9797100
Utilities10695100
Lifestyle & Entertainment9995100
Household Items9797100
Education & Childcare10494100
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Homes For Sale In Estherville, IA

property for sale

705 12th Ave N

Estherville, IA
property for sale

1420 1st Ave N

Estherville, IA
property for sale

1203 N 6th St

Estherville, IA
property for sale

715 N 4th St

Estherville, IA
See the Newest Homes For Sale In Estherville, IA

Cost Of Living Quick Facts

  • The cost of living in Estherville is 3% lower than the Iowa average
  • The cost of living in Estherville is 14% lower than the national average
  • Estherville housing is 46% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Estherville

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Compare Estherville, IA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,552$7,379$2,066$2,657
      Renters$48,948$4,079$1,142$1,469
      A good way to judge both the affordability of the housing and the cost of living in Estherville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Estherville has a median income of about $88,552 for people who own homes. Based on that number, a maximum of $2,066 should be spent on expenses related to housing. Renters have a slightly different median income, which is $48,948. Based on this average, renters should spend no more than $1,142 on all rental costs if they want to maintain a non-impoverished standard of living.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dunnell, MN2167624.1%
      Gruver, IA587723.4%
      Ceylon, MN3057920.5%
      Dolliver, IA728020.4%
      Superior, IA2588317.0%
      Estherville, IA5,8538613.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bay Roberts, NL5,853n/a 
      Columbia Falls, MT5,8541044.0%
      Stirling-Rawdon, ON5,854n/a 
      Keyes, CA5,85111818.2%
      West Bountiful, UT5,85112525.1%
      Estherville, IA5,8538613.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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