F
49%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
123%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Antioch California National
Cost of living149141100
Groceries110111100
Health care116116100
Housing223197100
Transportation123118100
Utilities118119100
Lifestyle & Entertainment118120100
Household Items112111100
Education & Childcare133127100
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An Overview of Cost of Living in Antioch, CA

The cost of living in Antioch affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Antioch is 149, which is 49% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Antioch is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Antioch falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a major factor in the Antioch cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 123.1% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In Antioch, you can expect to spend 11.8% more than average on these recurring essentials, which increases your overall monthly cost of living.

What Do Locals Say About the Cost of Living in Antioch?

The most insightful perspective on a city comes from its residents. We recently surveyed 10 locals to gauge their perception of the cost of living in Antioch. The feedback revealed that 50% of respondents found the cost of living to be reasonable, with prices on the decline, while 50% regarded it as notably expensive with prices that continue to rise.

Is Antioch Affordable?

Is Antioch affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Antioch, for instance, where the median home price falls 133.5% higher than the national average, and monthly rent rates are 98.8% higher than usual. Additionally, median income levels contribute to the equation, with Antioch flaunting a median household income of $120,481, 48.1% higher than the national norm.

What Factors can Influence the Cost of Living in Antioch?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Antioch, the utilities index is 17.7% higher than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Antioch, the groceries index registers 9.9% higher than the national average.

Where is the Data From?

The Antioch cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Antioch is 6% higher than the California average
  • The cost of living in Antioch is 49% higher than the national average
  • Antioch housing is 123% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Antioch

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Compare Antioch, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$136,901$11,408$3,194$4,107
      Renters$83,487$6,957$1,948$2,505
      To approximate the cost of living and the housing affordability in Antioch, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Antioch have a median income of $136,901. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,194 per month to avoid calamity and poverty. The renters in the city have an income of about $83,487, which would make their monthly maximum allowable rental costs $1,948.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pacheco, CA4,95611111.4%
      Isleton, CA51311211.7%
      San Miguel CDP (San Luis Obispo County), CA2,80013029.5%
      Bethel Island, CA2,05513029.8%
      Bay Point, CA26,22113434.4%
      Antioch, CA115,19614949.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Peoria, IL115,301937.1%
      Elgin, IL115,3361044.3%
      Manchester, NH114,91811111.1%
      Miami Gardens, FL114,67211211.8%
      Everett, WA114,50313333.2%
      Antioch, CA115,19614949.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.