| Index | Everett | Washington | National |
| Cost of living | 133 | 119 | 100 |
| Groceries | 108 | 107 | 100 |
| Health care | 113 | 109 | 100 |
| Housing | 184 | 138 | 100 |
| Transportation | 111 | 112 | 100 |
| Utilities | 113 | 110 | 100 |
| Lifestyle & Entertainment | 110 | 112 | 100 |
| Household Items | 107 | 107 | 100 |
| Education & Childcare | 122 | 117 | 100 |
Understanding the cost of living in Everett can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Everett cost of living index is 133, which is 33% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
If you value affordability in your search for a new place to live, Everett may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Everett falls into this category, which may not align with your desire for an affordable place to call home.
When it comes to the cost of living in Everett, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 84% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 10 locals to understand their opinions on the cost of living in Everett. The results indicated that 10% found it reasonably priced with decreasing prices of goods and services, while 90% viewed it as quite expensive, with increasing prices.
Is Everett an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Everett, the median home price is 103.1% higher than what most folks pay across the country, and monthly rent prices are 39.5% higher than the usual rates. Income levels in Everett come in at $97,883, which is 20.3% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Everett, healthcare costs are 12.7% higher than the national average.
The Everett cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Groceries index | |
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $134,905 | $11,242 | $3,148 | $4,048 |
| Renters | $72,048 | $6,004 | $1,681 | $2,162 |
| State | General Sales Tax | With Max Surtax |
| Washington | 6.5% | 10.4% |
| State | Income Tax (Low) | Income Tax (High) |
| Washington | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Hat Island, WA | 62 | 109 | 9.1% |
| Canyon Creek, WA | 3,311 | 120 | 20.4% |
| Granite Falls, WA | 4,052 | 123 | 23.4% |
| North Marysville, WA | 143 | 123 | 23.2% |
| Indianola, WA | 3,678 | 129 | 28.9% |
| Everett, WA | 114,503 | 133 | 33.2% |
| City | Population | Cost of Living Index | National Avg. |
| Gresham, OR | 114,458 | 124 | 24.2% |
| Pueblo, CO | 114,377 | 99 | 0.8% |
| Miami Gardens, FL | 114,672 | 112 | 11.8% |
| Lakeland, FL | 114,288 | 103 | 2.5% |
| Lowell, MA | 114,170 | 126 | 25.9% |
| Everett, WA | 114,503 | 133 | 33.2% |
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