Cost of Living in Amherst, NH

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F
71%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
226%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Amherst New Hampshire National
Cost of living171110100
Groceries104103100
Health care105104100
Housing326125100
Transportation100103100
Utilities106106100
Lifestyle & Entertainment101103100
Household Items105102100
Education & Childcare108105100
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Homes For Sale In Amherst, NH

property for sale

6 Milford St

Amherst, NH
property for sale

4 Washington Dr

Amherst, NH
property for sale

19 Deerwood Dr Unit B

Amherst, NH
property for sale

1 McIntosh WAY

Amherst, NH

Cost Of Living Quick Facts

  • The cost of living in Amherst is 55% higher than the New Hampshire average
  • The cost of living in Amherst is 71% higher than the national average
  • Amherst housing is 226% higher than the national average
  • New Hampshire general sales tax is 100% lower than the national average
  • New Hampshire state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Amherst

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$315,054$26,255$7,351$9,453
      Renters$0$0$0$0

      New Hampshire Sales Tax

      State General Sales Tax With Max Surtax
      New Hampshire 0% 0%

      New Hampshire Income Tax

      State Income Tax (Low) Income Tax (High)
      New Hampshire 4% 4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bennington, NH270963.6%
      Greenville, NH1,0411088.1%
      Pinardville, NH4,8631066.3%
      East Merrimack, NH4,9591088.3%
      Townsend, MA1,31111414.3%
      Amherst, NH67617170.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Indianola, CA67613534.6%
      North Washington, CO676990.9%
      Ona, FL6761044.3%
      Paxton, FL676928.0%
      West Bend, IA6768515.5%
      Amherst, NH67617170.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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